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Oconee State Bank

✓ FDIC-insured · Active FDIC Certificate #18143

Total assets
$744M
Total deposits
$658M
Offices
7
Return on assets
0.81%

Financial data as of the 06/30/2026 FDIC call report.

Branch locations

Oconee State Bank
Oconee State Bank · Full Service - Brick And Mortar
35 N Main St
Watkinsville, GA 30677
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Oconee State Bank
Bogart Branch · Full Service - Brick And Mortar
2441 Monroe Hwy
Bogart, GA 30622
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Oconee State Bank
Mortgage Office Branch · Limited Service - Loan Production
Durham Street, Unit 10, Oakhill Office Condominiums
Watkinsville, GA 30677
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Oconee State Bank
Elberton Branch · Full Service - Brick And Mortar
6 E Church St
Elberton, GA 30635
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Oconee State Bank
Gwinnett Financial Center Branch · Full Service - Brick And Mortar
2055 Sugarloaf Cir
Duluth, GA 30097
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Oconee State Bank
Athens Financial Center Branch · Full Service - Brick And Mortar
1 Press Pl
Athens, GA 30601
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Oconee State Bank
Macon Financial Center Branch · Full Service - Brick And Mortar
305 Third Street
Macon, GA 31201
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