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Comenity Bank
Merged FDIC Certificate #27499
Merged into Comenity Capital Bank on October 1, 2026.
The FDIC lists Comenity Bank (Certificate #27499) as inactive (FDIC structure change: affiliated-institution merger (corporate reorganization)). It no longer accepts deposits under this charter. Its accounts and offices became part of Comenity Capital Bank, an active FDIC-insured bank. Figures below are from its final FDIC records and are kept for reference.
Comenity Bank is a formerly FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Wilmington, Delaware, established in 1989. The FDIC lists this institution as inactive (Merged into Comenity Capital Bank on October 1, 2026), so it no longer takes insured deposits under this charter.
Financial data as of the 06/30/2026 FDIC call report.
Comenity Bank: common questions
Is Comenity Bank FDIC-insured?
No. The FDIC lists Comenity Bank (Certificate #27499) as inactive: Merged into Comenity Capital Bank on October 1, 2026. Comenity Capital Bank (FDIC Certificate #57570) is the active successor bank. Check FDIC BankFind for the full history.
Where is Comenity Bank headquartered?
Comenity Bank is headquartered at 1 Righter Pkwy, Wilmington, DE 19803, according to FDIC records.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.