Home › Illinois › Midland Community Bank
Midland Community Bank
Merged FDIC Certificate #19796
Merged into United Community Bank on October 10, 2026.
The FDIC lists Midland Community Bank (Certificate #19796) as inactive (FDIC structure change: affiliated-institution merger (corporate reorganization)). It no longer accepts deposits under this charter. Its accounts and offices became part of United Community Bank, an active FDIC-insured bank. Figures below are from its final FDIC records and are kept for reference.
Midland Community Bank is a formerly FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Kincaid, Illinois, established in 1968. The FDIC lists this institution as inactive (Merged into United Community Bank on October 10, 2026), so it no longer takes insured deposits under this charter. The FDIC classifies it as a community bank. It is owned by the holding company UNITED COMMUNITY BCORP INC (Chatham, IL).
Financial data as of the 06/30/2026 FDIC call report.
Holding company: UNITED COMMUNITY BCORP INC
The FDIC lists UNITED COMMUNITY BCORP INC, based in Chatham, IL, as the top holding company for Midland Community Bank. It also owns one other FDIC-insured bank:
- United Community Bank, Chatham, IL ($4.1B in assets)
FDIC deposit insurance applies separately to each insured bank charter, even when they share a holding company. Confirm the charter before you spread deposits.
Midland Community Bank: common questions
Is Midland Community Bank FDIC-insured?
No. The FDIC lists Midland Community Bank (Certificate #19796) as inactive: Merged into United Community Bank on October 10, 2026. United Community Bank (FDIC Certificate #19459) is the active successor bank. Check FDIC BankFind for the full history.
Where is Midland Community Bank headquartered?
Midland Community Bank is headquartered at 112 Market St, Kincaid, IL 62540, according to FDIC records.
Who owns Midland Community Bank?
The FDIC lists UNITED COMMUNITY BCORP INC of Chatham, IL as the top holding company for Midland Community Bank. The same holding company owns 1 other FDIC-insured bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.