Banks in Effingham, IL
FDIC data lists 16 bank branch locations in Effingham, Illinois, operated by 9 FDIC-insured banks.
Banks with branches in Effingham
Dieterich Bank (4) · Midland States Bank (3) · Crossroads Bank (2) · Washington Savings Bank (2) · First Mid Bank & Trust, National Association (1) · First National Bank of Waterloo (1) · Fifth Third Bank, National Association (1) · Teutopolis State Bank (1) · Constitution Bank, National Association (1)
All branch locations
| Constitution Bank, National Association Effingham Branch · Full Service - Brick And Mortar | 501 N Keller Dr Effingham, IL 62401 Map ↗ |
| Crossroads Bank Crossroads Bank · Full Service - Brick And Mortar | 2000 S Banker St Effingham, IL 62401 Map ↗ |
| Crossroads Bank Keller Drive Facility · Full Service - Brick And Mortar | 806 N Keller Dr Effingham, IL 62401 Map ↗ |
| Dieterich Bank Teutopolis Branch · Full Service - Brick And Mortar | 1510 E. Fayette Ave. Effingham, IL 62401 Map ↗ |
| Dieterich Bank Lake Sara Branch · Full Service - Brick And Mortar | 10911 East State Hwy 33 Effingham, IL 62401 Map ↗ |
| Dieterich Bank Dieterich Bank · Full Service - Brick And Mortar | 300 Sur Woods Dr Effingham, IL 62401 Map ↗ |
| Dieterich Bank Effingham Branch · Full Service - Brick And Mortar | 510 W Fayette Ave Effingham, IL 62401 Map ↗ |
| Fifth Third Bank, National Association Effingham Branch · Full Service - Brick And Mortar | 200 E Jefferson Ave Effingham, IL 62401 Map ↗ |
| First Mid Bank & Trust, National Association Effingham Facility · Full Service - Brick And Mortar | 902 N Keller Dr Effingham, IL 62401 Map ↗ |
| First National Bank of Waterloo Effingham Branch · Full Service - Brick And Mortar | 210 E Fayette Ave Effingham, IL 62401 Map ↗ |
| Midland States Bank Sba And Internet Banking Branch · Full Service - Home Banking | 1201 Network Centre Dr Effingham, IL 62401 Map ↗ |
| Midland States Bank Effingham Main Branch · Full Service - Brick And Mortar | 110 S 5th St Effingham, IL 62401 Map ↗ |
| Midland States Bank Midland States Bank · Limited Service - Administrative | 1201 Network Centre Dr Effingham, IL 62401 Map ↗ |
| Teutopolis State Bank Effingham Branch · Full Service - Brick And Mortar | 900 W Jefferson Ave Effingham, IL 62401 Map ↗ |
| Washington Savings Bank Washington Savings Bank · Full Service - Brick And Mortar | 200 S Banker St Effingham, IL 62401 Map ↗ |
| Washington Savings Bank Keller Drive Branch · Full Service - Brick And Mortar | 1300 N Keller Dr Effingham, IL 62401 Map ↗ |
Source: FDIC BankFind Suite, data as of 2026-10-30. Confirm hours and services directly with the bank.