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American Bank of the Carolinas

✓ FDIC-insured · Active FDIC Certificate #59157

American Bank of the Carolinas is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Monroe, North Carolina, established in 2019. As of the 06/30/2026 FDIC call report, it reported $214M in total assets and $184M in deposits. FDIC location data lists 3 offices in North Carolina. The FDIC classifies it as a community bank.

Total assets
$214M
Total deposits
$184M
Offices
3
Return on assets
1.45%

Financial data as of the 06/30/2026 FDIC call report.

Where it operates

All 3 of American Bank of the Carolinas's FDIC-listed offices are in North Carolina. Browse banks in Monroe for other local options.

Branch locations

American Bank of the Carolinas
American Bank Of The Carolinas · Full Service - Brick And Mortar
312 N Charlotte Ave
Monroe, NC 28112
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American Bank of the Carolinas
Indian Trail Branch · Full Service - Brick And Mortar
118 Matthews Indian Trail Rd
Indian Trail, NC 28079
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American Bank of the Carolinas
Marshville Branch · Full Service - Brick And Mortar
7003 East Marshville Boulevard
Marshville, NC 28103
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Similar-size banks in North Carolina

Active FDIC-insured banks headquartered in North Carolina with total assets closest to American Bank of the Carolinas's $214M. See all banks in North Carolina.

BankHQ cityAssetsOffices
Mechanics & Farmers BankDurham$476M8
Roxboro Savings Bank, SSBRoxboro$361M2
Nantahala Bank & Trust CompanyFranklin$289M3
First Federal BankDunn$276M7
Taylorsville Savings Bank, SSBTaylorsville$232M3
New Republic BankRoanoke Rapids$176M1
Belmont Savings Bank, SSBBelmont$161M1
Morganton Savings Bank, S.S.B.Morganton$114M1

American Bank of the Carolinas: common questions

Is American Bank of the Carolinas FDIC-insured?

Yes. American Bank of the Carolinas is an active FDIC-insured institution, FDIC Certificate #59157. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.

Where is American Bank of the Carolinas headquartered?

American Bank of the Carolinas is headquartered at 312 N Charlotte Ave, Monroe, NC 28112, according to FDIC records.

How many branches does American Bank of the Carolinas have?

FDIC location data lists 3 offices for American Bank of the Carolinas, all in North Carolina.

Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.