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Bank of Cadiz and Trust Company

✓ FDIC-insured · Active FDIC Certificate #20239

Bank of Cadiz and Trust Company is an FDIC-insured state-chartered bank that is a member of the Federal Reserve System, headquartered in Cadiz, Kentucky, established in 1970. As of the 06/30/2026 FDIC call report, it reported $143M in total assets and $138M in deposits. FDIC location data lists 5 offices in Kentucky. The FDIC classifies it as a community bank. It is owned by the holding company CADIZ BCORP INC (Cadiz, KY).

Total assets
$143M
Total deposits
$138M
Offices
5
Return on assets
0.99%

Financial data as of the 06/30/2026 FDIC call report.

Where it operates

All 5 of Bank of Cadiz and Trust Company's FDIC-listed offices are in Kentucky. Browse banks in Cadiz for other local options.

Branch locations

Bank of Cadiz and Trust Company
Bank Of Cadiz And Trust Company · Full Service - Brick And Mortar
79 Main St
Cadiz, KY 42211
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Bank of Cadiz and Trust Company
Cadiz Branch · Limited Service - Drive Thru/Detached Facility
79 Main St
Cadiz, KY 42211
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Bank of Cadiz and Trust Company
Lakota Branch · Full Service - Brick And Mortar
106 Lakota Drive
Cadiz, KY 42211
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Bank of Cadiz and Trust Company
Hopkinsville Branch · Full Service - Brick And Mortar
2808 Fort Campbell Blvd
Hopkinsville, KY 42240
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Bank of Cadiz and Trust Company
Murray Branch · Full Service - Brick And Mortar
630 N 12th St
Murray, KY 42071
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Holding company: CADIZ BCORP INC

The FDIC lists CADIZ BCORP INC, based in Cadiz, KY, as the top holding company for Bank of Cadiz and Trust Company. The FDIC shows no other active insured banks under the same holding company.

Similar-size banks in Kentucky

Active FDIC-insured banks headquartered in Kentucky with total assets closest to Bank of Cadiz and Trust Company's $143M. See all banks in Kentucky.

BankHQ cityAssetsOffices
PBK BANK, INC.Stanford$176M6
Citizens Bank and Trust of Lebanon, Inc.Lebanon$173M1
Auburn Banking CompanyAuburn$164M3
Bank of MaysvilleMaysville$164M3
The Salyersville National BankSalyersville$164M2
The Farmers National Bank of LebanonLebanon$163M2
Commonwealth Community Bank, Inc.Hartford$158M3
Independent Correspondent Bankers' Bank, Inc.Frankfort$151M1

Bank of Cadiz and Trust Company: common questions

Is Bank of Cadiz and Trust Company FDIC-insured?

Yes. Bank of Cadiz and Trust Company is an active FDIC-insured institution, FDIC Certificate #20239. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.

Where is Bank of Cadiz and Trust Company headquartered?

Bank of Cadiz and Trust Company is headquartered at 79 Main St, Cadiz, KY 42211, according to FDIC records.

How many branches does Bank of Cadiz and Trust Company have?

FDIC location data lists 5 offices for Bank of Cadiz and Trust Company, all in Kentucky.

Who owns Bank of Cadiz and Trust Company?

The FDIC lists CADIZ BCORP INC of Cadiz, KY as the top holding company for Bank of Cadiz and Trust Company.

Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.