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Bank of Pensacola
✓ FDIC-insured · Active FDIC Certificate #21284
Bank of Pensacola is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Pensacola, Florida, established in 1973. As of the 06/30/2026 FDIC call report, it reported $147M in total assets and $133M in deposits. FDIC location data lists 2 offices in Florida. The FDIC classifies it as a community bank. It is owned by the holding company FIVE FLAGS BANKS INC (Pensacola, FL).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 2 of Bank of Pensacola's FDIC-listed offices are in Florida. Browse banks in Pensacola for other local options.
Branch locations
| Bank of Pensacola Bank Of Pensacola · Full Service - Brick And Mortar | 500 S Palafox St Pensacola, FL 32502 Map ↗ |
| Bank of Pensacola Bank Of Pensacola · Full Service - Brick And Mortar | 5560 W Highway 98 Pensacola, FL 32507 Map ↗ |
Holding company: FIVE FLAGS BANKS INC
The FDIC lists FIVE FLAGS BANKS INC, based in Pensacola, FL, as the top holding company for Bank of Pensacola. It also owns one other FDIC-insured bank:
- The Warrington Bank, Pensacola, FL ($174M in assets)
FDIC deposit insurance applies separately to each insured bank charter, even when they share a holding company. Confirm the charter before you spread deposits.
Similar-size banks in Florida
Active FDIC-insured banks headquartered in Florida with total assets closest to Bank of Pensacola's $147M. See all banks in Florida.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Surety Bank | Deland | $214M | 2 |
| Madison County Community Bank | Madison | $212M | 2 |
| Commerce Bank & Trust | Winter Park | $198M | 1 |
| Gulf Coast Business Bank | Fort Myers | $187M | 1 |
| The Warrington Bank | Pensacola | $174M | 4 |
| Bank of Belle Glade | Belle Glade | $160M | 1 |
| PNB Community Bank | Niceville | $155M | 3 |
| Peoples Bank of Graceville | Graceville | $116M | 1 |
Bank of Pensacola: common questions
Is Bank of Pensacola FDIC-insured?
Yes. Bank of Pensacola is an active FDIC-insured institution, FDIC Certificate #21284. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Bank of Pensacola headquartered?
Bank of Pensacola is headquartered at 500 S Palafox St, Pensacola, FL 32502, according to FDIC records.
How many branches does Bank of Pensacola have?
FDIC location data lists 2 offices for Bank of Pensacola, all in Florida.
Who owns Bank of Pensacola?
The FDIC lists FIVE FLAGS BANKS INC of Pensacola, FL as the top holding company for Bank of Pensacola. The same holding company owns 1 other FDIC-insured bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.