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Bay State Savings Bank
✓ FDIC-insured · Active FDIC Certificate #90311
Bay State Savings Bank is an FDIC-insured state-chartered savings institution, headquartered in Worcester, Massachusetts, established in 1895. As of the 06/30/2026 FDIC call report, it reported $580M in total assets and $514M in deposits. FDIC location data lists 8 offices in Massachusetts. The FDIC classifies it as a community bank. It is owned by the holding company 1895 MHC (Worcester, MA).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 8 of Bay State Savings Bank's FDIC-listed offices are in Massachusetts. Browse banks in Worcester for other local options.
Branch locations
| Bay State Savings Bank Bay State Savings Bank · Full Service - Brick And Mortar | 28 Franklin St Worcester, MA 01608 Map ↗ |
| Bay State Savings Bank Burncoat Street Branch · Full Service - Brick And Mortar | 374 Burncoat St Worcester, MA 01606 Map ↗ |
| Bay State Savings Bank Mill Street Branch · Full Service - Brick And Mortar | 275 Mill St Worcester, MA 01602 Map ↗ |
| Bay State Savings Bank Holden Branch · Full Service - Brick And Mortar | 628 Main St Holden, MA 01520 Map ↗ |
| Bay State Savings Bank Minuteman Plaza Branch · Full Service - Brick And Mortar | 123 Auburn St Auburn, MA 01501 Map ↗ |
| Bay State Savings Bank Grafton Street Branch · Full Service - Brick And Mortar | 799 Grafton Streeet Worcester, MA 01608 Map ↗ |
| Bay State Savings Bank Shrewsbury Branch · Full Service - Brick And Mortar | 50 Boston Tpke Shrewsbury, MA 01545 Map ↗ |
| Bay State Savings Bank Shrewsbury Branch · Full Service - Retail | 50 Boston Tpke Shrewsbury, MA 01545 Map ↗ |
Holding company: 1895 MHC
The FDIC lists 1895 MHC, based in Worcester, MA, as the top holding company for Bay State Savings Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Massachusetts
Active FDIC-insured banks headquartered in Massachusetts with total assets closest to Bay State Savings Bank's $580M. See all banks in Massachusetts.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Middlesex Federal Savings, F.A. | Somerville | $654M | 4 |
| Walpole Co-operative Bank | Walpole | $646M | 1 |
| OneUnited Bank | Boston | $638M | 5 |
| Haverhill Bank | Haverhill | $637M | 7 |
| Lee Bank | Lee | $591M | 5 |
| The Cooperative Bank | Roslindale | $548M | 4 |
| Milford Federal Bank | Milford | $545M | 4 |
| Dean Co-operative Bank | Franklin | $494M | 4 |
Bay State Savings Bank: common questions
Is Bay State Savings Bank FDIC-insured?
Yes. Bay State Savings Bank is an active FDIC-insured institution, FDIC Certificate #90311. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Bay State Savings Bank headquartered?
Bay State Savings Bank is headquartered at 28 Franklin St, Worcester, MA 01608, according to FDIC records.
How many branches does Bay State Savings Bank have?
FDIC location data lists 8 offices for Bay State Savings Bank, all in Massachusetts.
Who owns Bay State Savings Bank?
The FDIC lists 1895 MHC of Worcester, MA as the top holding company for Bay State Savings Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.