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Baybank

✓ FDIC-insured · Active FDIC Certificate #1092

Baybank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Gladstone, Michigan, established in 1912. As of the 06/30/2026 FDIC call report, it reported $173M in total assets and $146M in deposits. FDIC location data lists 3 offices in Michigan. The FDIC classifies it as a community bank. It is owned by the holding company BAYBANK CORP (Gladstone, MI).

Total assets
$173M
Total deposits
$146M
Offices
3
Return on assets
1.23%

Financial data as of the 06/30/2026 FDIC call report.

Where it operates

All 3 of Baybank's FDIC-listed offices are in Michigan. Browse banks in Gladstone for other local options.

Branch locations

Baybank
Rapid River Branch · Full Service - Brick And Mortar
10513 N Main St
Rapid River, MI 49878
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Baybank
The Lincoln Branch · Full Service - Brick And Mortar
200 N Lincoln Rd
Escanaba, MI 49829
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Baybank
Baybank · Full Service - Brick And Mortar
104 S 10th St
Gladstone, MI 49837
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Holding company: BAYBANK CORP

The FDIC lists BAYBANK CORP, based in Gladstone, MI, as the top holding company for Baybank. The FDIC shows no other active insured banks under the same holding company.

Similar-size banks in Michigan

Active FDIC-insured banks headquartered in Michigan with total assets closest to Baybank's $173M. See all banks in Michigan.

BankHQ cityAssetsOffices
Capitol National BankLansing$209M2
Northern Interstate Bank, N. A.Norway$194M5
Peoples State Bank of MunisingMunising$190M5
The State Savings Bank of ManistiqueManistique$178M3
Bank MichiganBrooklyn$176M4
Bay Port State BankBay Port$153M4
Sidney State BankSidney$139M3
The Miners State BankIron River$135M6

Baybank: common questions

Is Baybank FDIC-insured?

Yes. Baybank is an active FDIC-insured institution, FDIC Certificate #1092. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.

Where is Baybank headquartered?

Baybank is headquartered at 104 S 10th St, Gladstone, MI 49837, according to FDIC records.

How many branches does Baybank have?

FDIC location data lists 3 offices for Baybank, all in Michigan.

Who owns Baybank?

The FDIC lists BAYBANK CORP of Gladstone, MI as the top holding company for Baybank.

Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.