Home › California › Beach Cities Commercial Bank

Beach Cities Commercial Bank

✓ FDIC-insured · Active FDIC Certificate #59290

Beach Cities Commercial Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Irvine, California, established in 2023. As of the 06/30/2026 FDIC call report, it reported $189M in total assets and $140M in deposits. FDIC location data lists 2 offices in California. The FDIC classifies it as a community bank.

Total assets
$189M
Total deposits
$140M
Offices
2
Return on assets
-0.04%

Financial data as of the 06/30/2026 FDIC call report.

Where it operates

All 2 of Beach Cities Commercial Bank's FDIC-listed offices are in California. Browse banks in Irvine for other local options.

Branch locations

Beach Cities Commercial Bank
Beach Cities Commercial Bank · Full Service - Brick And Mortar
100 Progress
Irvine, CA 92618
Map ↗
Beach Cities Commercial Bank
Encinitas Branch · Full Service - Brick And Mortar
171 Saxony Rd
Encinitas, CA 92024
Map ↗

Similar-size banks in California

Active FDIC-insured banks headquartered in California with total assets closest to Beach Cities Commercial Bank's $189M. See all banks in California.

BankHQ cityAssetsOffices
Metropolitan BankOakland$230M4
Neighborhood National BankEl Cajon$228M2
First Federal Savings and Loan Association of San RafaelSan Rafael$222M4
United Pacific BankCity Of Industry$191M2
Hatch BankSan Marcos$177M1
BEACON BUSINESS BANK, NATIONAL ASSOCIATIONSan Francisco$164M2
Icon Business BankRiverside$156M2
Bank of Whittier, National AssociationWhittier$153M2

Beach Cities Commercial Bank: common questions

Is Beach Cities Commercial Bank FDIC-insured?

Yes. Beach Cities Commercial Bank is an active FDIC-insured institution, FDIC Certificate #59290. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.

Where is Beach Cities Commercial Bank headquartered?

Beach Cities Commercial Bank is headquartered at 100 Progress, Irvine, CA 92618, according to FDIC records.

How many branches does Beach Cities Commercial Bank have?

FDIC location data lists 2 offices for Beach Cities Commercial Bank, all in California.

Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.