Central Bank
✓ FDIC-insured · Active FDIC Certificate #15555
Central Bank is an FDIC-insured state-chartered bank that is a member of the Federal Reserve System, headquartered in Storm Lake, Iowa, established in 1879. As of the 06/30/2026 FDIC call report, it reported $2.3B in total assets and $1.9B in deposits. FDIC location data lists 23 offices across 2 states and territories, with the most in Iowa (17). The FDIC classifies it as a community bank. It is owned by the holding company COMMERCIAL FINANCIAL CORP (Storm Lake, IA).
Financial data as of the 06/30/2026 FDIC call report.
Branches by state
Central Bank has offices in 2 states and territories. Counts come from the FDIC's institution location records.
| State | Offices | Share |
|---|---|---|
| Iowa | 17 | 73.9% |
| South Dakota | 6 | 26.1% |
Branch locations
| Central Bank Drive-In Branch · Limited Service - Drive Thru/Detached Facility | 1237 Lake Ave Storm Lake, IA 50588 Map ↗ |
| Central Bank 4018 University Branch · Full Service - Brick And Mortar | 4018 University Ave Des Moines, IA 50311 Map ↗ |
| Central Bank 522 Fourth Street Branch · Full Service - Brick And Mortar | 504 4th St Sioux City, IA 51101 Map ↗ |
| Central Bank 3624 Sixth Avenue Branch · Full Service - Brick And Mortar | 3624 6th Ave Des Moines, IA 50313 Map ↗ |
| Central Bank 86th Street Branch · Full Service - Brick And Mortar | 4848 86th St Urbandale, IA 50322 Map ↗ |
| Central Bank Mills Civic Branch · Full Service - Brick And Mortar | 5070 Mills Civic Pkwy West Des Moines, IA 50265 Map ↗ |
| Central Bank Central Bank - Hamilton Branch · Full Service - Brick And Mortar | 2906 Hamilton Blvd Sioux City, IA 51104 Map ↗ |
| Central Bank North Ankeny Branch · Full Service - Brick And Mortar | 2805 N Ankeny Blvd Ankeny, IA 50023 Map ↗ |
| Central Bank Central Bank - Morningside Branch · Full Service - Brick And Mortar | 4201 S Lakeport St Sioux City, IA 51106 Map ↗ |
| Central Bank Waukee Branch · Full Service - Brick And Mortar | 300 E Hickman Rd Waukee, IA 50263 Map ↗ |
| Central Bank Sioux City Mortgage Lending Office Branch · Limited Service - Loan Production | 302 Jones St Sioux City, IA 51101 Map ↗ |
| Central Bank Okoboji Mortgage Lending Office Branch · Limited Service - Loan Production | 1003 Highway 71 S Okoboji, IA 51355 Map ↗ |
| Central Bank Storm Lake Branch 2 - 811 N Lake Ave · Full Service - Brick And Mortar | 811 Lake Ave Storm Lake, IA 50588 Map ↗ |
| Central Bank Cherokee Central Trust Branch · Full Service - Brick And Mortar | 201 W Main St Cherokee, IA 51012 Map ↗ |
| Central Bank Sioux City Lpo-4th St Branch · Limited Service - Loan Production | 1114 4th St Sioux City, IA 51101 Map ↗ |
| Central Bank Spirit Lake Branch · Full Service - Brick And Mortar | 1400 18th St Spirit Lake, IA 51360 Map ↗ |
| Central Bank Central Bank · Full Service - Brick And Mortar | 600 Lake Ave Storm Lake, IA 50588 Map ↗ |
| Central Bank Brookings Branch · Full Service - Brick And Mortar | 600 Main Ave Brookings, SD 57006 Map ↗ |
| Central Bank Sioux Falls South Minnesota Branch · Full Service - Brick And Mortar | 2500 S Minnesota Ave Sioux Falls, SD 57105 Map ↗ |
| Central Bank Sioux Falls - West 12th Branch · Full Service - Brick And Mortar | 2104 W 12th St Sioux Falls, SD 57104 Map ↗ |
| Central Bank North Career Avenue Branch · Full Service - Brick And Mortar | 4900 S Western Ave Sioux Falls, SD 57108 Map ↗ |
| Central Bank Dakota Dunes Branch · Full Service - Brick And Mortar | 400 Gold Cir Dakota Dunes, SD 57049 Map ↗ |
| Central Bank Sioux Falls Lpo Branch · Limited Service - Loan Production | 6300 S Connie Ave Sioux Falls, SD 57108 Map ↗ |
Holding company: COMMERCIAL FINANCIAL CORP
The FDIC lists COMMERCIAL FINANCIAL CORP, based in Storm Lake, IA, as the top holding company for Central Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Iowa
Active FDIC-insured banks headquartered in Iowa with total assets closest to Central Bank's $2.3B. See all banks in Iowa.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Northwest Bank | Spencer | $3.0B | 22 |
| Cedar Rapids Bank and Trust Company | Cedar Rapids | $2.9B | 9 |
| Quad City Bank and Trust Company | Bettendorf | $2.8B | 5 |
| Fidelity Bank & Trust | Dubuque | $2.6B | 36 |
| United Bank of Iowa | Ida Grove | $2.5B | 38 |
| Bank Iowa | West Des Moines | $2.3B | 25 |
| Luana Savings Bank | Luana | $2.3B | 6 |
| First Citizens Bank | Mason City | $1.8B | 7 |
Central Bank: common questions
Is Central Bank FDIC-insured?
Yes. Central Bank is an active FDIC-insured institution, FDIC Certificate #15555. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Central Bank headquartered?
Central Bank is headquartered at 600 Lake Ave, Storm Lake, IA 50588, according to FDIC records.
How many branches does Central Bank have?
FDIC location data lists 23 offices for Central Bank in 2 states and territories. The most are in Iowa (17), followed by South Dakota (6).
Who owns Central Bank?
The FDIC lists COMMERCIAL FINANCIAL CORP of Storm Lake, IA as the top holding company for Central Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.