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Charlevoix State Bank

✓ FDIC-insured · Active FDIC Certificate #33926

Charlevoix State Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Charlevoix, Michigan, established in 1994. As of the 06/30/2026 FDIC call report, it reported $248M in total assets and $221M in deposits. FDIC location data lists 7 offices in Michigan. The FDIC classifies it as a community bank. It is owned by the holding company CHARLEVOIX FIRST CORP (Charlevoix, MI).

Total assets
$248M
Total deposits
$221M
Offices
7
Return on assets
2.31%

Financial data as of the 06/30/2026 FDIC call report.

Where it operates

All 7 of Charlevoix State Bank's FDIC-listed offices are in Michigan. Browse banks in Charlevoix for other local options.

Branch locations

Charlevoix State Bank
Beaver Island Branch · Limited Service - Drive Thru/Detached Facility
38230 Michigan Ave
Beaver Island, MI 49782
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Charlevoix State Bank
East Jordan Branch · Full Service - Brick And Mortar
100 Main St
East Jordan, MI 49727
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Charlevoix State Bank
Southside Branch · Limited Service - Drive Thru/Detached Facility
102 M 66 N
Charlevoix, MI 49720
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Charlevoix State Bank
Ellsworth Branch · Full Service - Brick And Mortar
9136 Main St
Ellsworth, MI 49729
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Charlevoix State Bank
Www.Charlevoixstatebank.Com Branch · Full Service - Home Banking
102 M 66 N
Charlevoix, MI 49720
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Charlevoix State Bank
Charlevoix State Bank · Full Service - Brick And Mortar
111 State St
Charlevoix, MI 49720
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Charlevoix State Bank
Boyne City Branch · Full Service - Brick And Mortar
102 S Lake St
Boyne City, MI 49712
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Holding company: CHARLEVOIX FIRST CORP

The FDIC lists CHARLEVOIX FIRST CORP, based in Charlevoix, MI, as the top holding company for Charlevoix State Bank. The FDIC shows no other active insured banks under the same holding company.

Similar-size banks in Michigan

Active FDIC-insured banks headquartered in Michigan with total assets closest to Charlevoix State Bank's $248M. See all banks in Michigan.

BankHQ cityAssetsOffices
Huron Community BankEast Tawas$323M8
Alden State BankAlden$318M4
Dearborn Federal Savings BankDearborn$307M5
Huron Valley State BankMilford$292M3
Mi BankBloomfield Township$245M1
Capitol National BankLansing$209M2
Northern Interstate Bank, N. A.Norway$194M5
Peoples State Bank of MunisingMunising$190M5

Charlevoix State Bank: common questions

Is Charlevoix State Bank FDIC-insured?

Yes. Charlevoix State Bank is an active FDIC-insured institution, FDIC Certificate #33926. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.

Where is Charlevoix State Bank headquartered?

Charlevoix State Bank is headquartered at 111 State St, Charlevoix, MI 49720, according to FDIC records.

How many branches does Charlevoix State Bank have?

FDIC location data lists 7 offices for Charlevoix State Bank, all in Michigan.

Who owns Charlevoix State Bank?

The FDIC lists CHARLEVOIX FIRST CORP of Charlevoix, MI as the top holding company for Charlevoix State Bank.

Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.