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Ciera Bank

✓ FDIC-insured · Active FDIC Certificate #3226

Ciera Bank is an FDIC-insured state-chartered bank that is a member of the Federal Reserve System, headquartered in Graham, Texas, established in 1889. As of the 06/30/2026 FDIC call report, it reported $993M in total assets and $869M in deposits. FDIC location data lists 8 offices in Texas. The FDIC classifies it as a community bank. It is owned by the holding company FIRST GRAHAM BCORP INC (Graham, TX).

Total assets
$993M
Total deposits
$869M
Offices
8
Return on assets
1.50%

Financial data as of the 06/30/2026 FDIC call report.

Where it operates

All 8 of Ciera Bank's FDIC-listed offices are in Texas. Browse banks in Graham for other local options.

Branch locations

Ciera Bank
Flower Mound Branch · Full Service - Brick And Mortar
1801 Cross Timbers Rd
Flower Mound, TX 75028
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Ciera Bank
Fort Worth Branch · Full Service - Brick And Mortar
1501 Summit Ave
Fort Worth, TX 76102
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Ciera Bank
Ciera Bank · Full Service - Brick And Mortar
623 Elm St
Graham, TX 76450
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Ciera Bank
Bryson Branch · Full Service - Brick And Mortar
300 West Dempsey Street
Bryson, TX 76427
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Ciera Bank
Aubrey Branch · Full Service - Brick And Mortar
958 S Highway 377
Aubrey, TX 76227
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Ciera Bank
Aledo Branch · Full Service - Brick And Mortar
325 S Fm 1187
Aledo, TX 76008
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Ciera Bank
Denton Branch · Full Service - Brick And Mortar
321 W Oak St
Denton, TX 76201
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Ciera Bank
Burleson Branch · Full Service - Brick And Mortar
116 E Renfro St
Burleson, TX 76028
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Holding company: FIRST GRAHAM BCORP INC

The FDIC lists FIRST GRAHAM BCORP INC, based in Graham, TX, as the top holding company for Ciera Bank. The FDIC shows no other active insured banks under the same holding company.

Similar-size banks in Texas

Active FDIC-insured banks headquartered in Texas with total assets closest to Ciera Bank's $993M. See all banks in Texas.

BankHQ cityAssetsOffices
Texas National BankMcallen$1.2B14
The First National Bank of BastropBastrop$1.2B8
PointbankPilot Point$1.2B10
Security State BankPearsall$1.1B8
T Bank, National AssociationDallas$1.1B2
First Command BankFort Worth$1.1B1
Frontier Bank of TexasElgin$1.1B11
The First National Bank of McGregorMc Gregor$1.1B6

Ciera Bank: common questions

Is Ciera Bank FDIC-insured?

Yes. Ciera Bank is an active FDIC-insured institution, FDIC Certificate #3226. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.

Where is Ciera Bank headquartered?

Ciera Bank is headquartered at 623 Elm St, Graham, TX 76450, according to FDIC records.

How many branches does Ciera Bank have?

FDIC location data lists 8 offices for Ciera Bank, all in Texas.

Who owns Ciera Bank?

The FDIC lists FIRST GRAHAM BCORP INC of Graham, TX as the top holding company for Ciera Bank.

Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.