Citizens Bank
✓ FDIC-insured · Active FDIC Certificate #16817
Citizens Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Kilgore, Texas, established in 1949. As of the 06/30/2026 FDIC call report, it reported $489M in total assets and $442M in deposits. FDIC location data lists 11 offices in Texas. The FDIC classifies it as a community bank. It is owned by the holding company EAST TEXAS FINANCIAL CORP (Kilgore, TX).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 11 of Citizens Bank's FDIC-listed offices are in Texas. Browse banks in Kilgore for other local options.
Branch locations
| Citizens Bank Citizens Bank · Full Service - Brick And Mortar | 301 E Main St Kilgore, TX 75662 Map ↗ |
| Citizens Bank Center Branch · Full Service - Brick And Mortar | 104 Austin St Center, TX 75935 Map ↗ |
| Citizens Bank Gladewater Branch · Full Service - Brick And Mortar | 678 N Main St Gladewater, TX 75647 Map ↗ |
| Citizens Bank Carthage Branch · Full Service - Brick And Mortar | 425 Northwest Loop 436 Carthage, TX 75633 Map ↗ |
| Citizens Bank Gladewater Branch · Limited Service - Drive Thru/Detached Facility | 1409 Broadway Ave Gladewater, TX 75647 Map ↗ |
| Citizens Bank Yorktown Branch · Full Service - Brick And Mortar | 311 E Main St Yorktown, TX 78164 Map ↗ |
| Citizens Bank Humble Branch · Full Service - Brick And Mortar | 8811 Fm 1960 Bypass Rd W Humble, TX 77338 Map ↗ |
| Citizens Bank Kountze Branch · Full Service - Brick And Mortar | 1055 S Pine St Kountze, TX 77625 Map ↗ |
| Citizens Bank Sour Lake Branch · Full Service - Brick And Mortar | 125 Highway 326 S Sour Lake, TX 77659 Map ↗ |
| Citizens Bank The Woodlands Branch · Full Service - Brick And Mortar | 3705 College Park Dr The Woodlands, TX 77384 Map ↗ |
| Citizens Bank Bryan/College Station Branch · Full Service - Brick And Mortar | 3111 University Dr E Bryan, TX 77802 Map ↗ |
Holding company: EAST TEXAS FINANCIAL CORP
The FDIC lists EAST TEXAS FINANCIAL CORP, based in Kilgore, TX, as the top holding company for Citizens Bank. It also owns one other FDIC-insured bank:
- Texas National Bank of Jacksonville, Jacksonville, TX ($852M in assets)
FDIC deposit insurance applies separately to each insured bank charter, even when they share a holding company. Confirm the charter before you spread deposits.
Similar-size banks in Texas
Active FDIC-insured banks headquartered in Texas with total assets closest to Citizens Bank's $489M. See all banks in Texas.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Maverick Bank | Fort Davis | $809M | 9 |
| First Community Bank | San Benito | $794M | 9 |
| American Bank, National Association | Dallas | $774M | 3 |
| Schertz Bank & Trust | Schertz | $770M | 6 |
| Sage Capital Bank, | Gonzales | $769M | 7 |
| Liberty Capital Bank | Addison | $768M | 5 |
| Commerce Bank | Laredo | $762M | 3 |
| First State Bank | Athens | $762M | 8 |
Citizens Bank: common questions
Is Citizens Bank FDIC-insured?
Yes. Citizens Bank is an active FDIC-insured institution, FDIC Certificate #16817. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Citizens Bank headquartered?
Citizens Bank is headquartered at 301 E Main St, Kilgore, TX 75662, according to FDIC records.
How many branches does Citizens Bank have?
FDIC location data lists 11 offices for Citizens Bank, all in Texas.
Who owns Citizens Bank?
The FDIC lists EAST TEXAS FINANCIAL CORP of Kilgore, TX as the top holding company for Citizens Bank. The same holding company owns 1 other FDIC-insured bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.