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Citizens Bank
✓ FDIC-insured · Active FDIC Certificate #262
Citizens Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Mount Vernon, Kentucky, established in 1904. As of the 06/30/2026 FDIC call report, it reported $250M in total assets and $222M in deposits. FDIC location data lists 5 offices in Kentucky. The FDIC classifies it as a community bank. It is owned by the holding company ROCKCASTLE BCORP INC (Brodhead, KY).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 5 of Citizens Bank's FDIC-listed offices are in Kentucky. Browse banks in Mount Vernon for other local options.
Branch locations
| Citizens Bank Mckee Branch · Full Service - Brick And Mortar | 166 Highway 421 N Mc Kee, KY 40447 Map ↗ |
| Citizens Bank Brodhead Branch · Full Service - Brick And Mortar | 53 S Main St Brodhead, KY 40409 Map ↗ |
| Citizens Bank Citizens Bank · Full Service - Brick And Mortar | 411 Dysart Way Mount Vernon, KY 40456 Map ↗ |
| Citizens Bank Somerset Branch · Full Service - Brick And Mortar | 1850 S Highway 27 Somerset, KY 42501 Map ↗ |
| Citizens Bank Berea Branch · Full Service - Brick And Mortar | 856 Ridgewood Drive Suite A Berea, KY 40403 Map ↗ |
Holding company: ROCKCASTLE BCORP INC
The FDIC lists ROCKCASTLE BCORP INC, based in Brodhead, KY, as the top holding company for Citizens Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Kentucky
Active FDIC-insured banks headquartered in Kentucky with total assets closest to Citizens Bank's $250M. See all banks in Kentucky.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Citizens Guaranty Bank | Richmond | $304M | 6 |
| Hometown Bank of Corbin, Inc. | Corbin | $302M | 7 |
| United Citizens Bank of Southern Kentucky | Columbia | $286M | 6 |
| Bank of Edmonson County | Brownsville | $283M | 3 |
| The Farmers Bank | Nicholasville | $283M | 4 |
| First Federal Savings Bank of Kentucky | Frankfort | $283M | 6 |
| Bank of Jamestown | Jamestown | $264M | 3 |
| Bank of Hindman | Hindman | $260M | 3 |
Citizens Bank: common questions
Is Citizens Bank FDIC-insured?
Yes. Citizens Bank is an active FDIC-insured institution, FDIC Certificate #262. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Citizens Bank headquartered?
Citizens Bank is headquartered at 411 Dysart Way, Mount Vernon, KY 40456, according to FDIC records.
How many branches does Citizens Bank have?
FDIC location data lists 5 offices for Citizens Bank, all in Kentucky.
Who owns Citizens Bank?
The FDIC lists ROCKCASTLE BCORP INC of Brodhead, KY as the top holding company for Citizens Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.