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Citizens Bank & Trust Company
✓ FDIC-insured · Active FDIC Certificate #5469
Citizens Bank & Trust Company is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Saint Paul, Nebraska, established in 1888. As of the 06/30/2026 FDIC call report, it reported $242M in total assets and $200M in deposits. FDIC location data lists 3 offices in Nebraska. The FDIC classifies it as a community bank. It is owned by the holding company HOWARD COUNTY LAND & CATTLE CO (Rapid City, SD).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 3 of Citizens Bank & Trust Company's FDIC-listed offices are in Nebraska. Browse banks in Saint Paul for other local options.
Branch locations
| Citizens Bank & Trust Company Central Bank Branch · Full Service - Brick And Mortar | 1634 16th St Central City, NE 68826 Map ↗ |
| Citizens Bank & Trust Company Citizens Bank In Loup City Branch · Full Service - Brick And Mortar | 650 P St Loup City, NE 68853 Map ↗ |
| Citizens Bank & Trust Company Citizens Bank & Trust Company · Full Service - Brick And Mortar | 721 7th St Saint Paul, NE 68873 Map ↗ |
Holding company: HOWARD COUNTY LAND & CATTLE CO
The FDIC lists HOWARD COUNTY LAND & CATTLE CO, based in Rapid City, SD, as the top holding company for Citizens Bank & Trust Company. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Nebraska
Active FDIC-insured banks headquartered in Nebraska with total assets closest to Citizens Bank & Trust Company's $242M. See all banks in Nebraska.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| The Tri-County Bank | Stuart | $299M | 6 |
| Nebraska State Bank and Trust Company | Broken Bow | $286M | 4 |
| Columbus Bank and Trust Company | Columbus | $275M | 2 |
| Commercial State Bank | Wausa | $264M | 3 |
| Western National Bank | Chester | $257M | 12 |
| Auburn State Bank | Auburn | $251M | 1 |
| State Nebraska Bank & Trust | Wayne | $244M | 2 |
| Nebraska Bank of Commerce | Lincoln | $241M | 2 |
Citizens Bank & Trust Company: common questions
Is Citizens Bank & Trust Company FDIC-insured?
Yes. Citizens Bank & Trust Company is an active FDIC-insured institution, FDIC Certificate #5469. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Citizens Bank & Trust Company headquartered?
Citizens Bank & Trust Company is headquartered at 721 7th St, Saint Paul, NE 68873, according to FDIC records.
How many branches does Citizens Bank & Trust Company have?
FDIC location data lists 3 offices for Citizens Bank & Trust Company, all in Nebraska.
Who owns Citizens Bank & Trust Company?
The FDIC lists HOWARD COUNTY LAND & CATTLE CO of Rapid City, SD as the top holding company for Citizens Bank & Trust Company.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.