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Citizens Bank and Trust Company of Ardmore
✓ FDIC-insured · Active FDIC Certificate #22717
Citizens Bank and Trust Company of Ardmore is an FDIC-insured state-chartered bank that is a member of the Federal Reserve System, headquartered in Ardmore, Oklahoma, established in 1978. As of the 06/30/2026 FDIC call report, it reported $319M in total assets and $269M in deposits. FDIC location data lists 4 offices in Oklahoma. The FDIC classifies it as a community bank. It is owned by the holding company CITIZENS COMMERCE CORP (Ardmore, OK).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 4 of Citizens Bank and Trust Company of Ardmore's FDIC-listed offices are in Oklahoma. Browse banks in Ardmore for other local options.
Branch locations
| Citizens Bank and Trust Company of Ardmore Citizens Bank And Trust Company Of Ardmore · Full Service - Brick And Mortar | 1100 N Commerce St Ardmore, OK 73401 Map ↗ |
| Citizens Bank and Trust Company of Ardmore Dickson Branch · Full Service - Brick And Mortar | Highway 199 And Us 177 Ardmore, OK 73401 Map ↗ |
| Citizens Bank and Trust Company of Ardmore Downtown Branch · Full Service - Brick And Mortar | 10 W Main St Ardmore, OK 73401 Map ↗ |
| Citizens Bank and Trust Company of Ardmore Wal Mart Branch · Full Service - Brick And Mortar | 1715 N Commerce St Ardmore, OK 73401 Map ↗ |
Holding company: CITIZENS COMMERCE CORP
The FDIC lists CITIZENS COMMERCE CORP, based in Ardmore, OK, as the top holding company for Citizens Bank and Trust Company of Ardmore. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Oklahoma
Active FDIC-insured banks headquartered in Oklahoma with total assets closest to Citizens Bank and Trust Company of Ardmore's $319M. See all banks in Oklahoma.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Security State Bank of Oklahoma | Wewoka | $388M | 4 |
| McCurtain County National Bank | Broken Bow | $384M | 5 |
| The Pauls Valley National Bank | Pauls Valley | $357M | 6 |
| Sooner State Bank | Tuttle | $355M | 7 |
| Frazer Bank | Altus | $354M | 6 |
| Citizens Bank of Ada | Ada | $354M | 3 |
| Cowboy Bank | Kremlin | $350M | 8 |
| The First Security Bank | Beaver | $335M | 3 |
Citizens Bank and Trust Company of Ardmore: common questions
Is Citizens Bank and Trust Company of Ardmore FDIC-insured?
Yes. Citizens Bank and Trust Company of Ardmore is an active FDIC-insured institution, FDIC Certificate #22717. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Citizens Bank and Trust Company of Ardmore headquartered?
Citizens Bank and Trust Company of Ardmore is headquartered at 1100 N Commerce St, Ardmore, OK 73401, according to FDIC records.
How many branches does Citizens Bank and Trust Company of Ardmore have?
FDIC location data lists 4 offices for Citizens Bank and Trust Company of Ardmore, all in Oklahoma.
Who owns Citizens Bank and Trust Company of Ardmore?
The FDIC lists CITIZENS COMMERCE CORP of Ardmore, OK as the top holding company for Citizens Bank and Trust Company of Ardmore.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.