Home › Alabama › Citizens' Bank, Inc.

Citizens' Bank, Inc.

✓ FDIC-insured · Active FDIC Certificate #23523

Citizens' Bank, Inc. is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Robertsdale, Alabama, established in 1981. As of the 06/30/2026 FDIC call report, it reported $159M in total assets and $143M in deposits. FDIC location data lists 3 offices in Alabama. The FDIC classifies it as a community bank. It is owned by the holding company CITIZENS CAPITAL CORP (Robertsdale, AL).

Total assets
$159M
Total deposits
$143M
Offices
3
Return on assets
1.16%

Financial data as of the 06/30/2026 FDIC call report.

Where it operates

All 3 of Citizens' Bank, Inc.'s FDIC-listed offices are in Alabama. Browse banks in Robertsdale for other local options.

Branch locations

Citizens' Bank, Inc.
Citizens' Bank, Inc. · Full Service - Brick And Mortar
21980 Palmer Street
Robertsdale, AL 36567
Map ↗
Citizens' Bank, Inc.
Fairhope Branch · Full Service - Brick And Mortar
905 Plantation Blvd
Fairhope, AL 36532
Map ↗
Citizens' Bank, Inc.
Foley Branch · Full Service - Brick And Mortar
251 E Orange Ave
Foley, AL 36535
Map ↗

Holding company: CITIZENS CAPITAL CORP

The FDIC lists CITIZENS CAPITAL CORP, based in Robertsdale, AL, as the top holding company for Citizens' Bank, Inc.. The FDIC shows no other active insured banks under the same holding company.

Similar-size banks in Alabama

Active FDIC-insured banks headquartered in Alabama with total assets closest to Citizens' Bank, Inc.'s $159M. See all banks in Alabama.

BankHQ cityAssetsOffices
First Federal Bank, A FSBTuscaloosa$183M3
North Alabama BankHazel Green$179M4
The First National Bank of HartfordHartford$173M3
Valley State BankRussellville$169M3
Sweet Water State BankSweet Water$150M5
Bank of MoundvilleMoundville$145M1
Merchants & Farmers Bank of Greene County, AlabamaEutaw$136M4
The Southern Bank CompanyGadsden$133M4

Citizens' Bank, Inc.: common questions

Is Citizens' Bank, Inc. FDIC-insured?

Yes. Citizens' Bank, Inc. is an active FDIC-insured institution, FDIC Certificate #23523. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.

Where is Citizens' Bank, Inc. headquartered?

Citizens' Bank, Inc. is headquartered at 21980 Palmer Street, Robertsdale, AL 36567, according to FDIC records.

How many branches does Citizens' Bank, Inc. have?

FDIC location data lists 3 offices for Citizens' Bank, Inc., all in Alabama.

Who owns Citizens' Bank, Inc.?

The FDIC lists CITIZENS CAPITAL CORP of Robertsdale, AL as the top holding company for Citizens' Bank, Inc..

Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.