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Citizens Community Bank
✓ FDIC-insured · Active FDIC Certificate #33739
Citizens Community Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Winchester, Tennessee, established in 1992. As of the 06/30/2026 FDIC call report, it reported $353M in total assets and $303M in deposits. FDIC location data lists 4 offices across 2 states and territories, with the most in Tennessee (3). The FDIC classifies it as a community bank. It is owned by the holding company CITIZENS CMTY BANCSHARES INC (Winchester, TN).
Financial data as of the 06/30/2026 FDIC call report.
Branches by state
Citizens Community Bank has offices in 2 states and territories. Counts come from the FDIC's institution location records.
| State | Offices | Share |
|---|---|---|
| Tennessee | 3 | 75.0% |
| Alabama | 1 | 25.0% |
Branch locations
| Citizens Community Bank Huntsville Lpo Branch · Limited Service - Loan Production | 1961 Winchester Road Ne, Suite B Huntsville, AL 35811 Map ↗ |
| Citizens Community Bank Citizens Community Bank Drive-Thru Facility · Limited Service - Drive Thru/Detached Facility | 2176 Decherd Blvd Decherd, TN 37324 Map ↗ |
| Citizens Community Bank Huntland Branch · Full Service - Brick And Mortar | 517 Main St Huntland, TN 37345 Map ↗ |
| Citizens Community Bank Citizens Community Bank · Full Service - Brick And Mortar | 1418 Dinah Shore Blvd Winchester, TN 37398 Map ↗ |
Holding company: CITIZENS CMTY BANCSHARES INC
The FDIC lists CITIZENS CMTY BANCSHARES INC, based in Winchester, TN, as the top holding company for Citizens Community Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Tennessee
Active FDIC-insured banks headquartered in Tennessee with total assets closest to Citizens Community Bank's $353M. See all banks in Tennessee.
Citizens Community Bank: common questions
Is Citizens Community Bank FDIC-insured?
Yes. Citizens Community Bank is an active FDIC-insured institution, FDIC Certificate #33739. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Citizens Community Bank headquartered?
Citizens Community Bank is headquartered at 1418 Dinah Shore Blvd, Winchester, TN 37398, according to FDIC records.
How many branches does Citizens Community Bank have?
FDIC location data lists 4 offices for Citizens Community Bank in 2 states and territories. The most are in Tennessee (3), followed by Alabama (1).
Who owns Citizens Community Bank?
The FDIC lists CITIZENS CMTY BANCSHARES INC of Winchester, TN as the top holding company for Citizens Community Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.