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Citizens National Bank of Cheboygan
✓ FDIC-insured · Active FDIC Certificate #5018
Citizens National Bank of Cheboygan is an FDIC-insured national bank chartered by the Office of the Comptroller of the Currency (OCC), headquartered in Cheboygan, Michigan, established in 1931. As of the 06/30/2026 FDIC call report, it reported $471M in total assets and $436M in deposits. FDIC location data lists 10 offices in Michigan. The FDIC classifies it as a community bank. It is owned by the holding company CNB CORP (Cheboygan, MI).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 10 of Citizens National Bank of Cheboygan's FDIC-listed offices are in Michigan. Browse banks in Cheboygan for other local options.
Branch locations
| Citizens National Bank of Cheboygan Onaway Branch · Full Service - Brick And Mortar | 20581 State St Onaway, MI 49765 Map ↗ |
| Citizens National Bank of Cheboygan Inverness Branch · Full Service - Brick And Mortar | 10854 N Straits Hwy Cheboygan, MI 49721 Map ↗ |
| Citizens National Bank of Cheboygan Mackinaw Branch · Full Service - Brick And Mortar | 580 S Nicolet St Mackinaw City, MI 49701 Map ↗ |
| Citizens National Bank of Cheboygan Pellston Branch · Full Service - Brick And Mortar | 200 Stimpson Dr Pellston, MI 49769 Map ↗ |
| Citizens National Bank of Cheboygan Main Drive-In Branch · Limited Service - Drive Thru/Detached Facility | 414 Division St Cheboygan, MI 49721 Map ↗ |
| Citizens National Bank of Cheboygan The Indian River Branch · Full Service - Brick And Mortar | 3990 S Straits Hwy Indian River, MI 49749 Map ↗ |
| Citizens National Bank of Cheboygan Citizens National Bank Of Cheboygan · Full Service - Brick And Mortar | 303 N Main St Cheboygan, MI 49721 Map ↗ |
| Citizens National Bank of Cheboygan Alanson Branch · Full Service - Brick And Mortar | 8011 S Us 31 Hwy Alanson, MI 49706 Map ↗ |
| Citizens National Bank of Cheboygan Http://Www.Cnbismybank.Com/Virtual-Branch · Full Service - Home Banking | 303 N Main St Cheboygan, MI 49721 Map ↗ |
| Citizens National Bank of Cheboygan Petoskey Branch · Full Service - Brick And Mortar | 324 Michigan Street Petoskey, MI 49770 Map ↗ |
Holding company: CNB CORP
The FDIC lists CNB CORP, based in Cheboygan, MI, as the top holding company for Citizens National Bank of Cheboygan. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Michigan
Active FDIC-insured banks headquartered in Michigan with total assets closest to Citizens National Bank of Cheboygan's $471M. See all banks in Michigan.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Central Savings Bank | Sault Sainte Marie | $517M | 9 |
| Grand River Bank | Grandville | $507M | 2 |
| Century Bank and Trust | Coldwater | $494M | 11 |
| 1st State Bank | Saginaw | $490M | 5 |
| Lake-Osceola State Bank | Baldwin | $469M | 13 |
| Honor Bank | Honor | $443M | 9 |
| State Savings Bank | Frankfort | $431M | 9 |
| Chelsea State Bank | Chelsea | $417M | 4 |
Citizens National Bank of Cheboygan: common questions
Is Citizens National Bank of Cheboygan FDIC-insured?
Yes. Citizens National Bank of Cheboygan is an active FDIC-insured institution, FDIC Certificate #5018. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Citizens National Bank of Cheboygan headquartered?
Citizens National Bank of Cheboygan is headquartered at 303 N Main St, Cheboygan, MI 49721, according to FDIC records.
How many branches does Citizens National Bank of Cheboygan have?
FDIC location data lists 10 offices for Citizens National Bank of Cheboygan, all in Michigan.
Who owns Citizens National Bank of Cheboygan?
The FDIC lists CNB CORP of Cheboygan, MI as the top holding company for Citizens National Bank of Cheboygan.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.