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Citizens State Bank
✓ FDIC-insured · Active FDIC Certificate #9047
Citizens State Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Monticello, Iowa, established in 1931. As of the 06/30/2026 FDIC call report, it reported $594M in total assets and $538M in deposits. FDIC location data lists 8 offices in Iowa. The FDIC classifies it as a community bank. It is owned by the holding company HERKY HAWK FINANCIAL CORP (Monticello, IA).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 8 of Citizens State Bank's FDIC-listed offices are in Iowa. Browse banks in Monticello for other local options.
Branch locations
| Citizens State Bank Peoples Manchester Branch · Full Service - Brick And Mortar | 1218 W Main St Manchester, IA 52057 Map ↗ |
| Citizens State Bank Union Strawberry Point Branch · Full Service - Brick And Mortar | 102 E Mission St Strawberry Point, IA 52076 Map ↗ |
| Citizens State Bank Ryan Branch · Full Service - Brick And Mortar | 204 Main St Ryan, IA 52330 Map ↗ |
| Citizens State Bank Hopkinton Branch · Full Service - Brick And Mortar | First Street Hopkinton, IA 52237 Map ↗ |
| Citizens State Bank Winthrop Branch · Full Service - Brick And Mortar | 101 W Madison St Winthrop, IA 50682 Map ↗ |
| Citizens State Bank Citizens State Bank · Full Service - Brick And Mortar | 117 W 1st St Monticello, IA 52310 Map ↗ |
| Citizens State Bank New Vienna Savings Bank Branch · Full Service - Brick And Mortar | 7352 Columbus St New Vienna, IA 52065 Map ↗ |
| Citizens State Bank Springville Branch · Full Service - Brick And Mortar | 607 6th St S Springville, IA 52336 Map ↗ |
Holding company: HERKY HAWK FINANCIAL CORP
The FDIC lists HERKY HAWK FINANCIAL CORP, based in Monticello, IA, as the top holding company for Citizens State Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Iowa
Active FDIC-insured banks headquartered in Iowa with total assets closest to Citizens State Bank's $594M. See all banks in Iowa.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Liberty National Bank | Sioux City | $624M | 10 |
| South Story Bank & Trust | Slater | $624M | 6 |
| GNB Bank | Grundy Center | $621M | 10 |
| Farmers Trust and Savings Bank | Spencer | $618M | 1 |
| Farmers & Merchants Savings Bank | Manchester | $617M | 7 |
| Community Savings Bank | Edgewood | $614M | 12 |
| Peoples Savings Bank | Indianola | $610M | 8 |
| Washington State Bank | Washington | $601M | 5 |
Citizens State Bank: common questions
Is Citizens State Bank FDIC-insured?
Yes. Citizens State Bank is an active FDIC-insured institution, FDIC Certificate #9047. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Citizens State Bank headquartered?
Citizens State Bank is headquartered at 117 W 1st St, Monticello, IA 52310, according to FDIC records.
How many branches does Citizens State Bank have?
FDIC location data lists 8 offices for Citizens State Bank, all in Iowa.
Who owns Citizens State Bank?
The FDIC lists HERKY HAWK FINANCIAL CORP of Monticello, IA as the top holding company for Citizens State Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.