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Clear Lake Bank and Trust Company

✓ FDIC-insured · Active FDIC Certificate #15690

Clear Lake Bank and Trust Company is an FDIC-insured state-chartered bank that is a member of the Federal Reserve System, headquartered in Clear Lake, Iowa, established in 1934. As of the 06/30/2026 FDIC call report, it reported $649M in total assets and $585M in deposits. FDIC location data lists 5 offices in Iowa. The FDIC classifies it as a community bank. It is owned by the holding company ARNESON BANCSHARES INC (Clear Lake, IA).

Total assets
$649M
Total deposits
$585M
Offices
5
Return on assets
1.94%

Financial data as of the 06/30/2026 FDIC call report.

Where it operates

All 5 of Clear Lake Bank and Trust Company's FDIC-listed offices are in Iowa. Browse banks in Clear Lake for other local options.

Branch locations

Clear Lake Bank and Trust Company
100 East State Street Branch · Full Service - Brick And Mortar
100 E State St
Mason City, IA 50401
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Clear Lake Bank and Trust Company
Drive-Up Facility · Limited Service - Drive Thru/Detached Facility
21 North 4th Street
Clear Lake, IA 50428
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Clear Lake Bank and Trust Company
Garner Branch · Full Service - Brick And Mortar
325 State St
Garner, IA 50438
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Clear Lake Bank and Trust Company
Mason City Branch · Full Service - Brick And Mortar
425 Tiffany Dr
Mason City, IA 50401
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Clear Lake Bank and Trust Company
Clear Lake Bank And Trust Company · Full Service - Brick And Mortar
322 Main Ave
Clear Lake, IA 50428
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Holding company: ARNESON BANCSHARES INC

The FDIC lists ARNESON BANCSHARES INC, based in Clear Lake, IA, as the top holding company for Clear Lake Bank and Trust Company. The FDIC shows no other active insured banks under the same holding company.

Similar-size banks in Iowa

Active FDIC-insured banks headquartered in Iowa with total assets closest to Clear Lake Bank and Trust Company's $649M. See all banks in Iowa.

BankHQ cityAssetsOffices
First State BankWebster City$674M11
Midstates Bank, National AssociationCouncil Bluffs$654M10
Marion County State BankPella$629M5
Liberty National BankSioux City$624M10
South Story Bank & TrustSlater$624M6
GNB BankGrundy Center$621M10
Farmers Trust and Savings BankSpencer$618M1
Farmers & Merchants Savings BankManchester$617M7

Clear Lake Bank and Trust Company: common questions

Is Clear Lake Bank and Trust Company FDIC-insured?

Yes. Clear Lake Bank and Trust Company is an active FDIC-insured institution, FDIC Certificate #15690. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.

Where is Clear Lake Bank and Trust Company headquartered?

Clear Lake Bank and Trust Company is headquartered at 322 Main Ave, Clear Lake, IA 50428, according to FDIC records.

How many branches does Clear Lake Bank and Trust Company have?

FDIC location data lists 5 offices for Clear Lake Bank and Trust Company, all in Iowa.

Who owns Clear Lake Bank and Trust Company?

The FDIC lists ARNESON BANCSHARES INC of Clear Lake, IA as the top holding company for Clear Lake Bank and Trust Company.

Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.