Cogent Bank
✓ FDIC-insured · Active FDIC Certificate #34908
Cogent Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Orlando, Florida, established in 1999. As of the 06/30/2026 FDIC call report, it reported $2.5B in total assets and $2.2B in deposits. FDIC location data lists 11 offices in Florida. It is owned by the holding company COGENT BCORP INC (Orlando, FL).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 11 of Cogent Bank's FDIC-listed offices are in Florida. Browse banks in Orlando for other local options.
Branch locations
| Cogent Bank Jacksonville Branch · Full Service - Brick And Mortar | 5011 Gate Pkwy Jacksonville, FL 32256 Map ↗ |
| Cogent Bank Tampa Branch · Full Service - Brick And Mortar | 1715 N West Shore Blvd Tampa, FL 33607 Map ↗ |
| Cogent Bank Cogent Bank · Full Service - Brick And Mortar | 420 S Orange Ave Orlando, FL 32801 Map ↗ |
| Cogent Bank Ft. Myers Branch · Full Service - Brick And Mortar | 14421 Metropolis Ave Fort Myers, FL 33912 Map ↗ |
| Cogent Bank Orange City Branch · Full Service - Brick And Mortar | 1113 Saxon Blvd Orange City, FL 32763 Map ↗ |
| Cogent Bank Naples Branch · Full Service - Brick And Mortar | 999 Vanderbilt Beach Rd Naples, FL 34108 Map ↗ |
| Cogent Bank Winter Park Branch · Full Service - Brick And Mortar | 655 W Morse Blvd Winter Park, FL 32789 Map ↗ |
| Cogent Bank Ocala Branch · Full Service - Brick And Mortar | 4 Se Broadway Street Ocala, FL 34471 Map ↗ |
| Cogent Bank Bradenton Banking Center Branch · Full Service - Brick And Mortar | 1001 3rd Ave W Bradenton, FL 34205 Map ↗ |
| Cogent Bank Merrick Way Branch · Full Service - Brick And Mortar | 55 Merrick Way Coral Gables, FL 33134 Map ↗ |
| Cogent Bank Clearwater Branch · Full Service - Brick And Mortar | 2536 Countryside Blvd Clearwater, FL 33763 Map ↗ |
Holding company: COGENT BCORP INC
The FDIC lists COGENT BCORP INC, based in Orlando, FL, as the top holding company for Cogent Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Florida
Active FDIC-insured banks headquartered in Florida with total assets closest to Cogent Bank's $2.5B. See all banks in Florida.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Banco do Brasil Americas | Miami | $3.5B | 4 |
| The Bank of Tampa | Tampa | $3.0B | 13 |
| U. S. Century Bank | Doral | $3.0B | 9 |
| Newtek Bank, National Association | Miami | $2.5B | 1 |
| Pibank, National Association | Miami | $2.4B | 1 |
| Crews Bank & Trust | Wauchula | $2.3B | 20 |
| Climate First Bank | Saint Petersburg | $1.9B | 4 |
| International Finance Bank | Miami | $1.6B | 3 |
Cogent Bank: common questions
Is Cogent Bank FDIC-insured?
Yes. Cogent Bank is an active FDIC-insured institution, FDIC Certificate #34908. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Cogent Bank headquartered?
Cogent Bank is headquartered at 420 S Orange Ave, Orlando, FL 32801, according to FDIC records.
How many branches does Cogent Bank have?
FDIC location data lists 11 offices for Cogent Bank, all in Florida.
Who owns Cogent Bank?
The FDIC lists COGENT BCORP INC of Orlando, FL as the top holding company for Cogent Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.