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Community Bank of the South
✓ FDIC-insured · Active FDIC Certificate #35212
Community Bank of the South is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Merritt Island, Florida, established in 1999. As of the 06/30/2026 FDIC call report, it reported $266M in total assets and $243M in deposits. FDIC location data lists 3 offices in Florida. The FDIC classifies it as a community bank. It is owned by the holding company CBOS BANKSHARES INC (Merritt Island, FL).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 3 of Community Bank of the South's FDIC-listed offices are in Florida. Browse banks in Merritt Island for other local options.
Branch locations
| Community Bank of the South Cocoa Commons Branch · Full Service - Brick And Mortar | 2321 Highway 524 Cocoa, FL 32926 Map ↗ |
| Community Bank of the South Rockledge Branch · Full Service - Brick And Mortar | 1902 S Fiske Blvd Rockledge, FL 32955 Map ↗ |
| Community Bank of the South Community Bank Of The South · Full Service - Brick And Mortar | 277 N Sykes Creek Pkwy Merritt Island, FL 32953 Map ↗ |
Holding company: CBOS BANKSHARES INC
The FDIC lists CBOS BANKSHARES INC, based in Merritt Island, FL, as the top holding company for Community Bank of the South. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Florida
Active FDIC-insured banks headquartered in Florida with total assets closest to Community Bank of the South's $266M. See all banks in Florida.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Evermore Bank | Fort Lauderdale | $317M | 2 |
| DLP Bank | Starke | $301M | 3 |
| Natbank, National Association | Hollywood | $297M | 4 |
| First Colony Bank of Florida | Maitland | $291M | 1 |
| First National Bank of Pasco | Dade City | $280M | 4 |
| Cypress Bank & Trust | Melbourne | $257M | 5 |
| Gulf Atlantic Bank | Key West | $253M | 5 |
| Lafayette State Bank | Mayo | $252M | 4 |
Community Bank of the South: common questions
Is Community Bank of the South FDIC-insured?
Yes. Community Bank of the South is an active FDIC-insured institution, FDIC Certificate #35212. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Community Bank of the South headquartered?
Community Bank of the South is headquartered at 277 N Sykes Creek Pkwy, Merritt Island, FL 32953, according to FDIC records.
How many branches does Community Bank of the South have?
FDIC location data lists 3 offices for Community Bank of the South, all in Florida.
Who owns Community Bank of the South?
The FDIC lists CBOS BANKSHARES INC of Merritt Island, FL as the top holding company for Community Bank of the South.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.