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Community Spirit Bank
✓ FDIC-insured · Active FDIC Certificate #50
Community Spirit Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Red Bay, Alabama, established in 1908. As of the 06/30/2026 FDIC call report, it reported $229M in total assets and $206M in deposits. FDIC location data lists 6 offices across 2 states and territories, with the most in Alabama (4). The FDIC classifies it as a community bank. It is owned by the holding company INDEPENDENT BANCSHARES EMPLOYEE STK OWNERSHIP PLAN (Red Bay, AL).
Financial data as of the 06/30/2026 FDIC call report.
Branches by state
Community Spirit Bank has offices in 2 states and territories. Counts come from the FDIC's institution location records.
| State | Offices | Share |
|---|---|---|
| Alabama | 4 | 66.7% |
| Mississippi | 2 | 33.3% |
Branch locations
| Community Spirit Bank Russellville Branch · Full Service - Brick And Mortar | 14009 Highway 43 Russellville, AL 35653 Map ↗ |
| Community Spirit Bank Community Spirit Bank · Full Service - Brick And Mortar | 200 4th Ave Sw Red Bay, AL 35582 Map ↗ |
| Community Spirit Bank Red Bay Branch · Full Service - Brick And Mortar | 1007 4th St Nw Red Bay, AL 35582 Map ↗ |
| Community Spirit Bank Community Spirit Bank Bulldog Branch · Limited Service - Retail | 14220 Highway 187 Russellville, AL 35653 Map ↗ |
| Community Spirit Bank Belmont Branch · Full Service - Brick And Mortar | 342 2nd St Belmont, MS 38827 Map ↗ |
| Community Spirit Bank Fulton Branch · Full Service - Brick And Mortar | 100 Pierce Town Rd Fulton, MS 38843 Map ↗ |
Holding company: INDEPENDENT BANCSHARES EMPLOYEE STK OWNERSHIP PLAN
The FDIC lists INDEPENDENT BANCSHARES EMPLOYEE STK OWNERSHIP PLAN, based in Red Bay, AL, as the top holding company for Community Spirit Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Alabama
Active FDIC-insured banks headquartered in Alabama with total assets closest to Community Spirit Bank's $229M. See all banks in Alabama.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| First Financial Bank | Bessemer | $248M | 8 |
| First Bank of Boaz | Boaz | $240M | 1 |
| The First National Bank and Trust | Atmore | $239M | 4 |
| The Citizens Bank | Enterprise | $233M | 2 |
| BankSouth | Dothan | $221M | 2 |
| Friend Bank | Slocomb | $221M | 5 |
| Union State Bank | Pell City | $212M | 8 |
| First Cahawba Bank | Selma | $206M | 5 |
Community Spirit Bank: common questions
Is Community Spirit Bank FDIC-insured?
Yes. Community Spirit Bank is an active FDIC-insured institution, FDIC Certificate #50. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Community Spirit Bank headquartered?
Community Spirit Bank is headquartered at 200 4th Ave Sw, Red Bay, AL 35582, according to FDIC records.
How many branches does Community Spirit Bank have?
FDIC location data lists 6 offices for Community Spirit Bank in 2 states and territories. The most are in Alabama (4), followed by Mississippi (2).
Who owns Community Spirit Bank?
The FDIC lists INDEPENDENT BANCSHARES EMPLOYEE STK OWNERSHIP PLAN of Red Bay, AL as the top holding company for Community Spirit Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.