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Community State Bank
✓ FDIC-insured · Active FDIC Certificate #230
Community State Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Spencer, Iowa, established in 1914. As of the 06/30/2026 FDIC call report, it reported $346M in total assets and $296M in deposits. FDIC location data lists 7 offices in Iowa. The FDIC classifies it as a community bank. It is owned by the holding company COMMUNITY STATE BCORP (Spencer, IA).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 7 of Community State Bank's FDIC-listed offices are in Iowa. Browse banks in Spencer for other local options.
Branch locations
| Community State Bank Webb Branch · Full Service - Brick And Mortar | 115 Main St Webb, IA 51366 Map ↗ |
| Community State Bank Albert City Branch · Full Service - Brick And Mortar | 208 Main St Albert City, IA 50510 Map ↗ |
| Community State Bank Community State Bank · Full Service - Brick And Mortar | 1812 Highway Blvd Spencer, IA 51301 Map ↗ |
| Community State Bank Mallard Branch · Full Service - Brick And Mortar | 602 Inman St Mallard, IA 50562 Map ↗ |
| Community State Bank Emmetsburg Branch · Full Service - Brick And Mortar | 2407 Main St Emmetsburg, IA 50536 Map ↗ |
| Community State Bank Laurens Branch · Full Service - Brick And Mortar | 102 S 3rd St Laurens, IA 50554 Map ↗ |
| Community State Bank Sioux Rapids Branch · Full Service - Brick And Mortar | 1 Walnut St Sioux Rapids, IA 50585 Map ↗ |
Holding company: COMMUNITY STATE BCORP
The FDIC lists COMMUNITY STATE BCORP, based in Spencer, IA, as the top holding company for Community State Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Iowa
Active FDIC-insured banks headquartered in Iowa with total assets closest to Community State Bank's $346M. See all banks in Iowa.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Ohnward Bank & Trust | Cascade | $499M | 6 |
| Grinnell State Bank | Grinnell | $499M | 4 |
| TruBank | Indianola | $495M | 8 |
| Security State Bank | Sutherland | $492M | 5 |
| Raccoon Valley Bank | Perry | $486M | 4 |
| Rolling Hills Bank & Trust | Atlantic | $484M | 12 |
| American Bank and Trust Company, National Association | Davenport | $481M | 8 |
| Home State Bank | Jefferson | $481M | 2 |
Community State Bank: common questions
Is Community State Bank FDIC-insured?
Yes. Community State Bank is an active FDIC-insured institution, FDIC Certificate #230. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Community State Bank headquartered?
Community State Bank is headquartered at 1812 Highway Blvd, Spencer, IA 51301, according to FDIC records.
How many branches does Community State Bank have?
FDIC location data lists 7 offices for Community State Bank, all in Iowa.
Who owns Community State Bank?
The FDIC lists COMMUNITY STATE BCORP of Spencer, IA as the top holding company for Community State Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.