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Eastern Michigan Bank
✓ FDIC-insured · Active FDIC Certificate #982
Eastern Michigan Bank is an FDIC-insured state-chartered bank that is a member of the Federal Reserve System, headquartered in Croswell, Michigan, established in 1895. As of the 06/30/2026 FDIC call report, it reported $554M in total assets and $454M in deposits. FDIC location data lists 13 offices in Michigan. It is owned by the holding company MERCANTILE BANK CORP (Grand Rapids, MI).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 13 of Eastern Michigan Bank's FDIC-listed offices are in Michigan. Browse banks in Croswell for other local options.
Branch locations
| Eastern Michigan Bank Ruth Branch · Full Service - Brick And Mortar | 7004 E Atwater Rd Ruth, MI 48470 Map ↗ |
| Eastern Michigan Bank Lexington Branch · Full Service - Brick And Mortar | 5446 Main St Lexington, MI 48450 Map ↗ |
| Eastern Michigan Bank Lakeport Branch · Full Service - Brick And Mortar | 7090 Lakeshore Rd Lakeport, MI 48059 Map ↗ |
| Eastern Michigan Bank Loan Center Branch · Limited Service - Loan Production | 66 N Howard Ave Croswell, MI 48422 Map ↗ |
| Eastern Michigan Bank Port Huron Branch · Full Service - Brick And Mortar | 600 Water St Port Huron, MI 48060 Map ↗ |
| Eastern Michigan Bank Sandusky Area Branch · Full Service - Brick And Mortar | 324 S Elk St Sandusky, MI 48471 Map ↗ |
| Eastern Michigan Bank Deckerville Branch · Full Service - Brick And Mortar | 3636 Main St Deckerville, MI 48427 Map ↗ |
| Eastern Michigan Bank Fort Gratiot Branch · Full Service - Brick And Mortar | 3061 Krafft Rd Fort Gratiot, MI 48059 Map ↗ |
| Eastern Michigan Bank Marysville Branch · Full Service - Brick And Mortar | 2970 Gratiot Blvd Marysville, MI 48040 Map ↗ |
| Eastern Michigan Bank Croswell Branch · Full Service - Brick And Mortar | 37 N Horward Ave Croswell, MI 48422 Map ↗ |
| Eastern Michigan Bank Eastern Michigan Bank · Limited Service - Administrative | 65 N Howard Ave Croswell, MI 48422 Map ↗ |
| Eastern Michigan Bank Military Street Office Branch · Limited Service - Drive Thru/Detached Facility | 1430 Military St Port Huron, MI 48060 Map ↗ |
| Eastern Michigan Bank Marine City Office Branch · Full Service - Brick And Mortar | 355 South Parker Street Marine City, MI 48039 Map ↗ |
Holding company: MERCANTILE BANK CORP
The FDIC lists MERCANTILE BANK CORP, based in Grand Rapids, MI, as the top holding company for Eastern Michigan Bank. It also owns one other FDIC-insured bank:
- Mercantile Bank, Grand Rapids, MI ($6.2B in assets)
FDIC deposit insurance applies separately to each insured bank charter, even when they share a holding company. Confirm the charter before you spread deposits.
Similar-size banks in Michigan
Active FDIC-insured banks headquartered in Michigan with total assets closest to Eastern Michigan Bank's $554M. See all banks in Michigan.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Range Bank | Marquette | $604M | 9 |
| Highpoint Community Bank | Hastings | $592M | 7 |
| Citizens State Bank | Royal Oak | $581M | 3 |
| Commercial Bank | Ithaca | $553M | 11 |
| Eaton Community Bank | Charlotte | $543M | 7 |
| Central Savings Bank | Sault Sainte Marie | $517M | 9 |
| Grand River Bank | Grandville | $507M | 2 |
| Century Bank and Trust | Coldwater | $494M | 11 |
Eastern Michigan Bank: common questions
Is Eastern Michigan Bank FDIC-insured?
Yes. Eastern Michigan Bank is an active FDIC-insured institution, FDIC Certificate #982. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Eastern Michigan Bank headquartered?
Eastern Michigan Bank is headquartered at 65 N Howard Ave, Croswell, MI 48422, according to FDIC records.
How many branches does Eastern Michigan Bank have?
FDIC location data lists 13 offices for Eastern Michigan Bank, all in Michigan.
Who owns Eastern Michigan Bank?
The FDIC lists MERCANTILE BANK CORP of Grand Rapids, MI as the top holding company for Eastern Michigan Bank. The same holding company owns 1 other FDIC-insured bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.