F&M Bank
✓ FDIC-insured · Active FDIC Certificate #12761
F&M Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Edmond, Oklahoma, established in 1902. As of the 06/30/2026 FDIC call report, it reported $915M in total assets and $799M in deposits. FDIC location data lists 11 offices in Oklahoma. The FDIC classifies it as a community bank. It is owned by the holding company F & M BANCSHARES INC (Crescent, OK).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 11 of F&M Bank's FDIC-listed offices are in Oklahoma. Browse banks in Edmond for other local options.
Branch locations
| F&M Bank Community National Bank Of Okarche Branch · Full Service - Brick And Mortar | 653 Highway 81 Okarche, OK 73762 Map ↗ |
| F&M Bank Piedmont Branch · Full Service - Brick And Mortar | 1216 Piedmont Rd N Piedmont, OK 73078 Map ↗ |
| F&M Bank Kingfisher Branch · Full Service - Brick And Mortar | 601 S Main St Kingfisher, OK 73750 Map ↗ |
| F&M Bank Guthrie Branch · Full Service - Brick And Mortar | 1800 E Oklahoma Ave Guthrie, OK 73044 Map ↗ |
| F&M Bank Surrey Branch · Full Service - Brick And Mortar | 11000 Surrey Hills Blvd Yukon, OK 73099 Map ↗ |
| F&M Bank South Division Branch · Full Service - Brick And Mortar | 2211 S Division St Guthrie, OK 73044 Map ↗ |
| F&M Bank Waterloo Branch · Full Service - Brick And Mortar | 121 E Waterloo Rd Edmond, OK 73034 Map ↗ |
| F&M Bank Crescent Branch · Full Service - Brick And Mortar | 116 S Grand St Crescent, OK 73028 Map ↗ |
| F&M Bank Yukon Branch · Full Service - Brick And Mortar | 1401 Health Center Pkwy Yukon, OK 73099 Map ↗ |
| F&M Bank Fairview Branch · Full Service - Brick And Mortar | 101 N Main St Fairview, OK 73737 Map ↗ |
| F&M Bank F&M Bank · Full Service - Brick And Mortar | 17100 N May Ave Edmond, OK 73012 Map ↗ |
Holding company: F & M BANCSHARES INC
The FDIC lists F & M BANCSHARES INC, based in Crescent, OK, as the top holding company for F&M Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Oklahoma
Active FDIC-insured banks headquartered in Oklahoma with total assets closest to F&M Bank's $915M. See all banks in Oklahoma.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Kirkpatrick Bank | Edmond | $1.0B | 6 |
| Vision Bank | Ada | $1000M | 10 |
| First Bank & Trust Co. | Duncan | $952M | 14 |
| First National Bank of Oklahoma | Oklahoma City | $950M | 4 |
| Security Bank | Tulsa | $939M | 1 |
| Valliance Bank | Oklahoma City | $923M | 6 |
| SpiritBank | Tulsa | $913M | 6 |
| First Liberty Bank | Oklahoma City | $885M | 4 |
F&M Bank: common questions
Is F&M Bank FDIC-insured?
Yes. F&M Bank is an active FDIC-insured institution, FDIC Certificate #12761. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is F&M Bank headquartered?
F&M Bank is headquartered at 17100 N May Ave, Edmond, OK 73012, according to FDIC records.
How many branches does F&M Bank have?
FDIC location data lists 11 offices for F&M Bank, all in Oklahoma.
Who owns F&M Bank?
The FDIC lists F & M BANCSHARES INC of Crescent, OK as the top holding company for F&M Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.