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Farmers & Merchants Bank
✓ FDIC-insured · Active FDIC Certificate #8668
Farmers & Merchants Bank is an FDIC-insured state-chartered bank that is a member of the Federal Reserve System, headquartered in Timberville, Virginia, established in 1908. As of the 06/30/2026 FDIC call report, it reported $1.4B in total assets and $1.3B in deposits. FDIC location data lists 16 offices in Virginia. The FDIC classifies it as a community bank. It is owned by the holding company F & M BANK CORP (Timberville, VA).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 16 of Farmers & Merchants Bank's FDIC-listed offices are in Virginia. Browse banks in Timberville for other local options.
Branch locations
| Farmers & Merchants Bank Elkton Branch · Full Service - Brick And Mortar | 127 Rockingham Street Elkton, VA 22827 Map ↗ |
| Farmers & Merchants Bank Broadway Branch · Full Service - Brick And Mortar | 126 N Timber Way Broadway, VA 22815 Map ↗ |
| Farmers & Merchants Bank Bridgewater Branch · Full Service - Brick And Mortar | 100 Plaza Dr Bridgewater, VA 22812 Map ↗ |
| Farmers & Merchants Bank Woodstock Branch · Full Service - Brick And Mortar | 161 S Main St Woodstock, VA 22664 Map ↗ |
| Farmers & Merchants Bank Waynesboro Branch · Full Service - Brick And Mortar | 2701 W Main St Waynesboro, VA 22980 Map ↗ |
| Farmers & Merchants Bank Legacy Branch · Full Service - Brick And Mortar | 2030 Legacy Ln Harrisonburg, VA 22801 Map ↗ |
| Farmers & Merchants Bank Crossroads Branch · Full Service - Brick And Mortar | 80 Cross Keys Rd Harrisonburg, VA 22801 Map ↗ |
| Farmers & Merchants Bank Farmers & Merchants Bank · Full Service - Brick And Mortar | 165 New Market Rd Timberville, VA 22853 Map ↗ |
| Farmers & Merchants Bank North Augusta Branch · Full Service - Brick And Mortar | 2813 N Augusta St Staunton, VA 24401 Map ↗ |
| Farmers & Merchants Bank Myers Corner Branch · Full Service - Brick And Mortar | 30 Gosnell Xing Staunton, VA 24401 Map ↗ |
| Farmers & Merchants Bank Edinburg Branch · Full Service - Brick And Mortar | 320 Stoney Creek Blvd Edinburg, VA 22824 Map ↗ |
| Farmers & Merchants Bank Stuarts Draft Branch · Full Service - Brick And Mortar | 2782 Stuarts Draft Hwy Stuarts Draft, VA 24477 Map ↗ |
| Farmers & Merchants Bank Winchester Branch · Full Service - Brick And Mortar | 45 E Boscawen St Winchester, VA 22601 Map ↗ |
| Farmers & Merchants Bank Winchester Downtown Branch · Full Service - Brick And Mortar | 3 S Cameron St Winchester, VA 22601 Map ↗ |
| Farmers & Merchants Bank Amherst Branch · Full Service - Brick And Mortar | 1738 Amherst St Winchester, VA 22601 Map ↗ |
| Farmers & Merchants Bank Warrenton Branch · Full Service - Brick And Mortar | 28 Blackwell Park Ln Warrenton, VA 20186 Map ↗ |
Holding company: F & M BANK CORP
The FDIC lists F & M BANK CORP, based in Timberville, VA, as the top holding company for Farmers & Merchants Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Virginia
Active FDIC-insured banks headquartered in Virginia with total assets closest to Farmers & Merchants Bank's $1.4B. See all banks in Virginia.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| The National Bank of Blacksburg | Blacksburg | $1.8B | 28 |
| Old Dominion National Bank | Charlottesville | $1.8B | 6 |
| Chesapeake Bank | Kilmarnock | $1.7B | 19 |
| Virginia National Bank | Charlottesville | $1.6B | 16 |
| Benchmark Community Bank | Kenbridge | $1.4B | 19 |
| SKYLINE NATIONAL BANK | Independence | $1.3B | 29 |
| Trustar Bank | Great Falls | $1.1B | 6 |
| First National Bank | Altavista | $1.1B | 20 |
Farmers & Merchants Bank: common questions
Is Farmers & Merchants Bank FDIC-insured?
Yes. Farmers & Merchants Bank is an active FDIC-insured institution, FDIC Certificate #8668. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Farmers & Merchants Bank headquartered?
Farmers & Merchants Bank is headquartered at 165 New Market Rd, Timberville, VA 22853, according to FDIC records.
How many branches does Farmers & Merchants Bank have?
FDIC location data lists 16 offices for Farmers & Merchants Bank, all in Virginia.
Who owns Farmers & Merchants Bank?
The FDIC lists F & M BANK CORP of Timberville, VA as the top holding company for Farmers & Merchants Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.