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Farmers & Merchants Bank of Central California

✓ FDIC-insured · Active FDIC Certificate #1331

Farmers & Merchants Bank of Central California is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Lodi, California, established in 1916. As of the 06/30/2026 FDIC call report, it reported $5.8B in total assets and $5.1B in deposits. FDIC location data lists 34 offices in California. It is owned by the holding company FARMERS & MERCHANTS BCORP (Lodi, CA).

Total assets
$5.8B
Total deposits
$5.1B
Offices
34
Return on assets
1.74%

Financial data as of the 06/30/2026 FDIC call report.

Where it operates

All 34 of Farmers & Merchants Bank of Central California's FDIC-listed offices are in California. Browse banks in Lodi for other local options.

Branch locations

Farmers & Merchants Bank of Central California
Manteca Branch · Full Service - Brick And Mortar
611 N Main St
Manteca, CA 95336
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Farmers & Merchants Bank of Central California
Turlock Main Branch · Full Service - Brick And Mortar
121 S Center St
Turlock, CA 95380
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Farmers & Merchants Bank of Central California
Galt Branch · Full Service - Brick And Mortar
1200 C St
Galt, CA 95632
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Farmers & Merchants Bank of Central California
Linden Branch · Full Service - Brick And Mortar
18836 West Main Street
Linden, CA 95236
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Farmers & Merchants Bank of Central California
Lodi Avenue Auto Branch · Limited Service - Drive Thru/Detached Facility
121 W Lodi Ave
Lodi, CA 95240
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Farmers & Merchants Bank of Central California
Modesto Main Branch · Full Service - Brick And Mortar
3001 Mchenry Ave
Modesto, CA 95350
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Farmers & Merchants Bank of Central California
Vineyard Branch · Full Service - Brick And Mortar
1020 W Kettleman Ln
Lodi, CA 95240
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Farmers & Merchants Bank of Central California
Elk Grove Branch · Full Service - Brick And Mortar
8799 Elk Grove Blvd
Elk Grove, CA 95624
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Farmers & Merchants Bank of Central California
Modesto Carpenter Road Branch · Full Service - Brick And Mortar
1521 N Carpenter Rd
Modesto, CA 95351
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Farmers & Merchants Bank of Central California
Walnut Grove Office · Full Service - Brick And Mortar
14211 River Rd
Walnut Grove, CA 95690
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Farmers & Merchants Bank of Central California
Riverbank Branch · Full Service - Brick And Mortar
2401 Patterson Rd
Riverbank, CA 95367
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Farmers & Merchants Bank of Central California
Manteca Messenger Service Branch · Limited Service - Messenger
611 N Main St
Manteca, CA 95336
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Farmers & Merchants Bank of Central California
Denair Messenger Service Branch · Limited Service - Messenger
3700 Greer Road
Turlock, CA 95380
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Farmers & Merchants Bank of Central California
Modesto Messenger Service Branch · Limited Service - Messenger
2711 Mchenry Ave
Modesto, CA 95350
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Farmers & Merchants Bank of Central California
Hilmar Branch · Full Service - Brick And Mortar
19925 First St
Hilmar, CA 95324
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Farmers & Merchants Bank of Central California
Geer Road Branch · Full Service - Brick And Mortar
2340 Geer Rd
Turlock, CA 95382
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Farmers & Merchants Bank of Central California
Lincoln Center Branch · Full Service - Brick And Mortar
205 Lincoln Ctr
Stockton, CA 95207
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Farmers & Merchants Bank of Central California
Modesto Vintage Faire Branch · Full Service - Brick And Mortar
3500 Dale Rd
Modesto, CA 95356
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Farmers & Merchants Bank of Central California
Galt Village Office Branch · Full Service - Brick And Mortar
10330 Twin Cities Rd
Galt, CA 95632
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Farmers & Merchants Bank of Central California
Woodlake Plaza Office Branch · Full Service - Retail
2401 W Turner Rd
Lodi, CA 95242
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Farmers & Merchants Bank of Central California
Capitol Branch · Full Service - Brick And Mortar
1303 J St
Sacramento, CA 95814
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Farmers & Merchants Bank of Central California
Lodi Grape Festival Seasonal Branch · Limited Service - Mobile/Seasonal
413 E Lockeford St
Lodi, CA 95240
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Farmers & Merchants Bank of Central California
Vintner Square Branch · Full Service - Brick And Mortar
1387 S Lower Sacramento Rd
Lodi, CA 95242
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Farmers & Merchants Bank of Central California
Stockton Main Branch · Full Service - Brick And Mortar
4612 Mcgaw St
Stockton, CA 95207
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Farmers & Merchants Bank of Central California
Merced Branch · Full Service - Brick And Mortar
2936 G St
Merced, CA 95340
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Farmers & Merchants Bank of Central California
Rio Vista Br · Full Service - Brick And Mortar
101 Main St
Rio Vista, CA 94571
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Farmers & Merchants Bank of Central California
Southgate Branch · Full Service - Brick And Mortar
4430 Florin Rd
Sacramento, CA 95823
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Farmers & Merchants Bank of Central California
Concord Branch · Full Service - Brick And Mortar
785 Oak Grove Rd
Concord, CA 94518
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Farmers & Merchants Bank of Central California
Walnut Creek Branch · Full Service - Brick And Mortar
1330 N Broadway
Walnut Creek, CA 94596
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Farmers & Merchants Bank of Central California
Napa Branch · Full Service - Brick And Mortar
1715 Trancas St
Napa, CA 94558
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Farmers & Merchants Bank of Central California
Lockeford · Full Service - Brick And Mortar
18980 N Highway 88
Lockeford, CA 95237
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Farmers & Merchants Bank of Central California
Montclair Branch · Full Service - Brick And Mortar
6182 Antioch St
Oakland, CA 94611
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Farmers & Merchants Bank of Central California
Danville Branch · Full Service - Brick And Mortar
345 Railroad Avenue
Danville, CA 94526
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Farmers & Merchants Bank of Central California
Farmers & Merchants Bank Of Central California · Full Service - Brick And Mortar
121 W Pine St
Lodi, CA 95240
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Holding company: FARMERS & MERCHANTS BCORP

The FDIC lists FARMERS & MERCHANTS BCORP, based in Lodi, CA, as the top holding company for Farmers & Merchants Bank of Central California. The FDIC shows no other active insured banks under the same holding company.

Similar-size banks in California

Active FDIC-insured banks headquartered in California with total assets closest to Farmers & Merchants Bank of Central California's $5.8B. See all banks in California.

BankHQ cityAssetsOffices
SMBC MANUBANKLos Angeles$6.6B7
River City BankSacramento$6.0B9
Fremont BankFremont$6.0B23
CTBC Bank Corp. (USA)Los Angeles$5.9B20
Westamerica BankSan Rafael$5.8B75
Five Star BankRoseville$5.4B10
Community West BankFresno$5.0B42
Bank of StocktonStockton$5.0B21

Farmers & Merchants Bank of Central California: common questions

Is Farmers & Merchants Bank of Central California FDIC-insured?

Yes. Farmers & Merchants Bank of Central California is an active FDIC-insured institution, FDIC Certificate #1331. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.

Where is Farmers & Merchants Bank of Central California headquartered?

Farmers & Merchants Bank of Central California is headquartered at 121 W Pine St, Lodi, CA 95240, according to FDIC records.

How many branches does Farmers & Merchants Bank of Central California have?

FDIC location data lists 34 offices for Farmers & Merchants Bank of Central California, all in California.

Who owns Farmers & Merchants Bank of Central California?

The FDIC lists FARMERS & MERCHANTS BCORP of Lodi, CA as the top holding company for Farmers & Merchants Bank of Central California.

Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.