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Farmers Trust and Savings Bank

✓ FDIC-insured · Active FDIC Certificate #14195

Farmers Trust and Savings Bank is an FDIC-insured state-chartered bank that is a member of the Federal Reserve System, headquartered in Buffalo Center, Iowa, established in 1914. As of the 06/30/2026 FDIC call report, it reported $423M in total assets and $374M in deposits. FDIC location data lists 6 offices across 2 states and territories, with the most in Iowa (4). The FDIC classifies it as a community bank. It is owned by the holding company KOSS-WINN BANCSHARES EMPLOYEE STK OWNERSHIP PLAN WITH 401 K PROVISIONS (Buffalo Center, IA).

Total assets
$423M
Total deposits
$374M
Offices
6
Return on assets
1.58%

Financial data as of the 06/30/2026 FDIC call report.

Branches by state

Farmers Trust and Savings Bank has offices in 2 states and territories. Counts come from the FDIC's institution location records.

StateOfficesShare
Iowa466.7%
Minnesota233.3%

Branch locations

Farmers Trust and Savings Bank
Lakota Office · Full Service - Brick And Mortar
201 3rd St
Lakota, IA 50451
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Farmers Trust and Savings Bank
Lake Mills Office · Full Service - Brick And Mortar
105 N Lake St
Lake Mills, IA 50450
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Farmers Trust and Savings Bank
Britt Office · Full Service - Brick And Mortar
985 Highway 18
Britt, IA 50423
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Farmers Trust and Savings Bank
Farmers Trust And Savings Bank · Full Service - Brick And Mortar
101 N Main St
Buffalo Center, IA 50424
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Farmers Trust and Savings Bank
Peoples State Bank Of Wells Branch · Full Service - Brick And Mortar
98 3rd St Se
Wells, MN 56097
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Farmers Trust and Savings Bank
Bricelyn Branch · Full Service - Brick And Mortar
219 N Main St
Bricelyn, MN 56014
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Holding company: KOSS-WINN BANCSHARES EMPLOYEE STK OWNERSHIP PLAN WITH 401 K PROVISIONS

The FDIC lists KOSS-WINN BANCSHARES EMPLOYEE STK OWNERSHIP PLAN WITH 401 K PROVISIONS, based in Buffalo Center, IA, as the top holding company for Farmers Trust and Savings Bank. The FDIC shows no other active insured banks under the same holding company.

Similar-size banks in Iowa

Active FDIC-insured banks headquartered in Iowa with total assets closest to Farmers Trust and Savings Bank's $423M. See all banks in Iowa.

BankHQ cityAssetsOffices
Iowa Trust & Savings BankEmmetsburg$522M4
Ohnward Bank & TrustCascade$499M6
Grinnell State BankGrinnell$499M4
TruBankIndianola$495M8
Security State BankSutherland$492M5
Raccoon Valley BankPerry$486M4
Rolling Hills Bank & TrustAtlantic$484M12
American Bank and Trust Company, National AssociationDavenport$481M8

Farmers Trust and Savings Bank: common questions

Is Farmers Trust and Savings Bank FDIC-insured?

Yes. Farmers Trust and Savings Bank is an active FDIC-insured institution, FDIC Certificate #14195. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.

Where is Farmers Trust and Savings Bank headquartered?

Farmers Trust and Savings Bank is headquartered at 101 N Main St, Buffalo Center, IA 50424, according to FDIC records.

How many branches does Farmers Trust and Savings Bank have?

FDIC location data lists 6 offices for Farmers Trust and Savings Bank in 2 states and territories. The most are in Iowa (4), followed by Minnesota (2).

Who owns Farmers Trust and Savings Bank?

The FDIC lists KOSS-WINN BANCSHARES EMPLOYEE STK OWNERSHIP PLAN WITH 401 K PROVISIONS of Buffalo Center, IA as the top holding company for Farmers Trust and Savings Bank.

Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.