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First Bank of the Lake
✓ FDIC-insured · Active FDIC Certificate #26960
First Bank of the Lake is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Osage Beach, Missouri, established in 1987. As of the 06/30/2026 FDIC call report, it reported $2.3B in total assets and $2.0B in deposits. FDIC location data lists 1 office in Missouri. The FDIC classifies it as a community bank. It is owned by the holding company FBOL BANCSHARES INC (Osage Beach, MO).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
First Bank of the Lake's only FDIC-listed office is in Missouri. Browse banks in Osage Beach for other local options.
Branch locations
| First Bank of the Lake First Bank Of The Lake · Full Service - Brick And Mortar | 4558 Osage Beach Pkwy Osage Beach, MO 65065 Map ↗ |
Holding company: FBOL BANCSHARES INC
The FDIC lists FBOL BANCSHARES INC, based in Osage Beach, MO, as the top holding company for First Bank of the Lake. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Missouri
Active FDIC-insured banks headquartered in Missouri with total assets closest to First Bank of the Lake's $2.3B. See all banks in Missouri.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| North American Savings Bank, F.S.B. | Grandview | $3.2B | 10 |
| Midwest BankCentre | Lemay | $3.1B | 18 |
| Lead Bank | Kansas City | $2.8B | 2 |
| Guaranty Bank | Springfield | $2.4B | 13 |
| Omb Bank | Springfield | $2.4B | 9 |
| BTC Bank | Bethany | $1.9B | 32 |
| Legacy Bank & Trust Company | Mountain Grove | $1.8B | 10 |
| Hawthorn Bank | Jefferson City | $1.8B | 27 |
First Bank of the Lake: common questions
Is First Bank of the Lake FDIC-insured?
Yes. First Bank of the Lake is an active FDIC-insured institution, FDIC Certificate #26960. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is First Bank of the Lake headquartered?
First Bank of the Lake is headquartered at 4558 Osage Beach Pkwy, Osage Beach, MO 65065, according to FDIC records.
How many branches does First Bank of the Lake have?
FDIC location data lists 1 office for First Bank of the Lake, all in Missouri.
Who owns First Bank of the Lake?
The FDIC lists FBOL BANCSHARES INC of Osage Beach, MO as the top holding company for First Bank of the Lake.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.