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First Capital Bank
✓ FDIC-insured · Active FDIC Certificate #34966
First Capital Bank is an FDIC-insured state-chartered bank that is a member of the Federal Reserve System, headquartered in Charleston, South Carolina, established in 1999. As of the 06/30/2026 FDIC call report, it reported $1.3B in total assets and $1.1B in deposits. FDIC location data lists 4 offices across 2 states and territories, with the most in South Carolina (3). The FDIC classifies it as a community bank. It is owned by the holding company FIRST CAPITAL BANCSHARES INC (Charleston, SC).
Financial data as of the 06/30/2026 FDIC call report.
Branches by state
First Capital Bank has offices in 2 states and territories. Counts come from the FDIC's institution location records.
| State | Offices | Share |
|---|---|---|
| South Carolina | 3 | 75.0% |
| North Carolina | 1 | 25.0% |
Branch locations
| First Capital Bank Downtown Pinehurst Branch · Full Service - Brick And Mortar | 5 Village Green Road West Pinehurst, NC 28374 Map ↗ |
| First Capital Bank Summerville Branch · Full Service - Brick And Mortar | 234 N Main St Summerville, SC 29483 Map ↗ |
| First Capital Bank First Capital Bank · Full Service - Brick And Mortar | 304 Meeting St Charleston, SC 29401 Map ↗ |
| First Capital Bank N. Hwy 17 Mt. Pleasant Branch · Full Service - Brick And Mortar | 2191 N Highway 17 Mount Pleasant, SC 29466 Map ↗ |
Holding company: FIRST CAPITAL BANCSHARES INC
The FDIC lists FIRST CAPITAL BANCSHARES INC, based in Charleston, SC, as the top holding company for First Capital Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in South Carolina
Active FDIC-insured banks headquartered in South Carolina with total assets closest to First Capital Bank's $1.3B. See all banks in South Carolina.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| The Conway National Bank | Conway | $2.0B | 16 |
| South Atlantic Bank | Myrtle Beach | $2.0B | 12 |
| Bank of Travelers Rest | Travelers Rest | $1.6B | 11 |
| Security Federal Bank | Aiken | $1.5B | 19 |
| Coastal Carolina National Bank | Myrtle Beach | $1.4B | 16 |
| The Citizens Bank | Olanta | $1.1B | 26 |
| First Reliance Bank | Florence | $1.1B | 10 |
| First Palmetto Bank | Camden | $1.1B | 22 |
First Capital Bank: common questions
Is First Capital Bank FDIC-insured?
Yes. First Capital Bank is an active FDIC-insured institution, FDIC Certificate #34966. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is First Capital Bank headquartered?
First Capital Bank is headquartered at 304 Meeting St, Charleston, SC 29401, according to FDIC records.
How many branches does First Capital Bank have?
FDIC location data lists 4 offices for First Capital Bank in 2 states and territories. The most are in South Carolina (3), followed by North Carolina (1).
Who owns First Capital Bank?
The FDIC lists FIRST CAPITAL BANCSHARES INC of Charleston, SC as the top holding company for First Capital Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.