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First Central State Bank
✓ FDIC-insured · Active FDIC Certificate #19716
First Central State Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Dewitt, Iowa, established in 1967. As of the 06/30/2026 FDIC call report, it reported $772M in total assets and $595M in deposits. FDIC location data lists 6 offices in Iowa. The FDIC classifies it as a community bank. It is owned by the holding company OHNWARD BANCSHARES INC (Maquoketa, IA).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 6 of First Central State Bank's FDIC-listed offices are in Iowa. Browse banks in Dewitt for other local options.
Branch locations
| First Central State Bank First Central State Bank · Full Service - Brick And Mortar | 914 6th Ave Dewitt, IA 52742 Map ↗ |
| First Central State Bank Goose Lake Branch · Full Service - Brick And Mortar | 223 Main St Goose Lake, IA 52750 Map ↗ |
| First Central State Bank Le Claire Branch · Full Service - Brick And Mortar | 1291 Eagle Ridge Rd Le Claire, IA 52753 Map ↗ |
| First Central State Bank Eldridge Branch · Full Service - Brick And Mortar | 500 E Le Claire Rd Eldridge, IA 52748 Map ↗ |
| First Central State Bank Westside Branch · Full Service - Brick And Mortar | 2600 Lincoln Way Clinton, IA 52732 Map ↗ |
| First Central State Bank Clinton Branch · Full Service - Brick And Mortar | 1427 N 2nd St Clinton, IA 52732 Map ↗ |
Holding company: OHNWARD BANCSHARES INC
The FDIC lists OHNWARD BANCSHARES INC, based in Maquoketa, IA, as the top holding company for First Central State Bank. It also owns 2 FDIC-insured banks:
- Ohnward Bank & Trust, Cascade, IA ($499M in assets)
- Maquoketa State Bank, Maquoketa, IA ($429M in assets)
FDIC deposit insurance applies separately to each insured bank charter, even when they share a holding company. Confirm the charter before you spread deposits.
Similar-size banks in Iowa
Active FDIC-insured banks headquartered in Iowa with total assets closest to First Central State Bank's $772M. See all banks in Iowa.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| CUSB Bank | Cresco | $812M | 7 |
| Primebank | Le Mars | $801M | 4 |
| Decorah Bank & Trust Company | Decorah | $794M | 3 |
| City State Bank | Norwalk | $788M | 9 |
| Midwest Heritage Bank, FSB | West Des Moines | $768M | 13 |
| Green Belt Bank & Trust | Iowa Falls | $759M | 9 |
| First Bank | Waverly | $740M | 8 |
| Manufacturers Bank & Trust Company | Forest City | $738M | 9 |
First Central State Bank: common questions
Is First Central State Bank FDIC-insured?
Yes. First Central State Bank is an active FDIC-insured institution, FDIC Certificate #19716. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is First Central State Bank headquartered?
First Central State Bank is headquartered at 914 6th Ave, Dewitt, IA 52742, according to FDIC records.
How many branches does First Central State Bank have?
FDIC location data lists 6 offices for First Central State Bank, all in Iowa.
Who owns First Central State Bank?
The FDIC lists OHNWARD BANCSHARES INC of Maquoketa, IA as the top holding company for First Central State Bank. The same holding company owns 2 other FDIC-insured banks.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.