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First Choice Bank
✓ FDIC-insured · Active FDIC Certificate #5006
First Choice Bank is an FDIC-insured state-chartered bank that is a member of the Federal Reserve System, headquartered in Pontotoc, Mississippi, established in 1900. As of the 06/30/2026 FDIC call report, it reported $561M in total assets and $510M in deposits. FDIC location data lists 6 offices in Mississippi. The FDIC classifies it as a community bank. It is owned by the holding company PONTOTOC BANCSHARES CORP (Pontotoc, MS).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 6 of First Choice Bank's FDIC-listed offices are in Mississippi. Browse banks in Pontotoc for other local options.
Branch locations
| First Choice Bank West Pontotoc Branch · Full Service - Brick And Mortar | Highway 15 North Pontotoc, MS 38863 Map ↗ |
| First Choice Bank First Choice Bank · Full Service - Brick And Mortar | 19 S Main St Pontotoc, MS 38863 Map ↗ |
| First Choice Bank First Choice Bank Ecru Branch · Full Service - Brick And Mortar | 7670 Highway 15 N Ecru, MS 38841 Map ↗ |
| First Choice Bank Houlka Branch · Full Service - Brick And Mortar | 301 West Front Street Houlka, MS 38850 Map ↗ |
| First Choice Bank Tupelo Branch · Full Service - Brick And Mortar | 3850 N Gloster St Tupelo, MS 38804 Map ↗ |
| First Choice Bank Southaven Branch · Full Service - Brick And Mortar | 3212 Goodman Rd E Southaven, MS 38672 Map ↗ |
Holding company: PONTOTOC BANCSHARES CORP
The FDIC lists PONTOTOC BANCSHARES CORP, based in Pontotoc, MS, as the top holding company for First Choice Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Mississippi
Active FDIC-insured banks headquartered in Mississippi with total assets closest to First Choice Bank's $561M. See all banks in Mississippi.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Bank of Holly Springs | Holly Springs | $588M | 9 |
| The Peoples Bank | Ripley | $582M | 6 |
| Century Bank | Lucedale | $566M | 8 |
| Farmers and Merchants Bank | Baldwyn | $566M | 12 |
| First Bank | Mccomb | $563M | 14 |
| United Mississippi Bank | Natchez | $561M | 13 |
| Peoples Bank | Mendenhall | $503M | 5 |
| Citizens Bank | Columbia | $466M | 8 |
First Choice Bank: common questions
Is First Choice Bank FDIC-insured?
Yes. First Choice Bank is an active FDIC-insured institution, FDIC Certificate #5006. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is First Choice Bank headquartered?
First Choice Bank is headquartered at 19 S Main St, Pontotoc, MS 38863, according to FDIC records.
How many branches does First Choice Bank have?
FDIC location data lists 6 offices for First Choice Bank, all in Mississippi.
Who owns First Choice Bank?
The FDIC lists PONTOTOC BANCSHARES CORP of Pontotoc, MS as the top holding company for First Choice Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.