Home › Wisconsin › First Citizens State Bank
First Citizens State Bank
✓ FDIC-insured · Active FDIC Certificate #11228
First Citizens State Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Whitewater, Wisconsin, established in 1863. As of the 06/30/2026 FDIC call report, it reported $525M in total assets and $355M in deposits. FDIC location data lists 8 offices in Wisconsin. The FDIC classifies it as a community bank. It is owned by the holding company WHITEWATER BCORP INC (Whitewater, WI).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 8 of First Citizens State Bank's FDIC-listed offices are in Wisconsin. Browse banks in Whitewater for other local options.
Branch locations
| First Citizens State Bank West Branch · Full Service - Brick And Mortar | 1058 W Main St Whitewater, WI 53190 Map ↗ |
| First Citizens State Bank Fairhaven Retirement Community Branch · Limited Service - Mobile/Seasonal | 435 W Starin Rd Whitewater, WI 53190 Map ↗ |
| First Citizens State Bank Mulberry Glen Retirement Community Branch · Limited Service - Mobile/Seasonal | 1281 W Main St Whitewater, WI 53190 Map ↗ |
| First Citizens State Bank East Troy Branch · Full Service - Brick And Mortar | 2546 Main St East Troy, WI 53120 Map ↗ |
| First Citizens State Bank East Troy Senior Housing Facility · Limited Service - Other Office/Branch | 3223 North St East Troy, WI 53120 Map ↗ |
| First Citizens State Bank Messenger Service At Whitewater · Limited Service - Messenger | 207 W Main St Whitewater, WI 53190 Map ↗ |
| First Citizens State Bank First Citizens State Bank · Full Service - Brick And Mortar | 207 W Main St Whitewater, WI 53190 Map ↗ |
| First Citizens State Bank Palmyra Branch · Full Service - Brick And Mortar | 111 E Main St Palmyra, WI 53156 Map ↗ |
Holding company: WHITEWATER BCORP INC
The FDIC lists WHITEWATER BCORP INC, based in Whitewater, WI, as the top holding company for First Citizens State Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Wisconsin
Active FDIC-insured banks headquartered in Wisconsin with total assets closest to First Citizens State Bank's $525M. See all banks in Wisconsin.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| PremierBank | Fort Atkinson | $584M | 7 |
| Unity Bank | Augusta | $575M | 13 |
| Baraboo State Bank | Baraboo | $570M | 7 |
| Capitol Bank | Madison | $565M | 3 |
| First State Bank | New London | $558M | 8 |
| Northwestern Mutual Wealth Management | Milwaukee | $558M | 1 |
| Premier Community Bank | Marion | $552M | 10 |
| Mound City Bank | Platteville | $551M | 6 |
First Citizens State Bank: common questions
Is First Citizens State Bank FDIC-insured?
Yes. First Citizens State Bank is an active FDIC-insured institution, FDIC Certificate #11228. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is First Citizens State Bank headquartered?
First Citizens State Bank is headquartered at 207 W Main St, Whitewater, WI 53190, according to FDIC records.
How many branches does First Citizens State Bank have?
FDIC location data lists 8 offices for First Citizens State Bank, all in Wisconsin.
Who owns First Citizens State Bank?
The FDIC lists WHITEWATER BCORP INC of Whitewater, WI as the top holding company for First Citizens State Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.