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First Federal Bank
✓ FDIC-insured · Active FDIC Certificate #31313
First Federal Bank is an FDIC-insured state-chartered savings bank, headquartered in Lake City, Florida, established in 1961. As of the 06/30/2026 FDIC call report, it reported $4.5B in total assets and $3.4B in deposits. FDIC location data lists 29 offices across 2 states and territories, with the most in Florida (27). It is owned by the holding company FIRST FEDERAL BCORP MHC (Lake City, FL).
Financial data as of the 06/30/2026 FDIC call report.
Branches by state
First Federal Bank has offices in 2 states and territories. Counts come from the FDIC's institution location records.
| State | Offices | Share |
|---|---|---|
| Florida | 27 | 93.1% |
| South Carolina | 2 | 6.9% |
Branch locations
| First Federal Bank Jasper Branch · Full Service - Brick And Mortar | 507 Hatley St W Jasper, FL 32052 Map ↗ |
| First Federal Bank Highway 51 N. Branch · Full Service - Brick And Mortar | 187 N Fletcher Ave Mayo, FL 32066 Map ↗ |
| First Federal Bank Highway 90 W. Branch · Full Service - Brick And Mortar | 2571 W Us Highway 90 Lake City, FL 32055 Map ↗ |
| First Federal Bank 1255 South First Street Branch · Full Service - Brick And Mortar | 707 Sw Main Blvd Lake City, FL 32025 Map ↗ |
| First Federal Bank Dowling Park Branch · Full Service - Brick And Mortar | 11035 County Road 136 Dowling Park, FL 32060 Map ↗ |
| First Federal Bank Live Oak Branch · Full Service - Brick And Mortar | 1102 Ohio Ave N Live Oak, FL 32064 Map ↗ |
| First Federal Bank South Ohio Avenue Branch · Full Service - Brick And Mortar | 804 Ohio Ave S Live Oak, FL 32064 Map ↗ |
| First Federal Bank Chipola Community Branch · Full Service - Brick And Mortar | 4701 Highway 90 Marianna, FL 32446 Map ↗ |
| First Federal Bank Marianna West Office · Full Service - Brick And Mortar | 4215 Lafayette St Marianna, FL 32446 Map ↗ |
| First Federal Bank First Federal Bank · Full Service - Brick And Mortar | 4705 W Us Highway 90 Lake City, FL 32055 Map ↗ |
| First Federal Bank Ocala First Avenue Branch · Full Service - Brick And Mortar | 910 Sw 1st Ave Ocala, FL 34471 Map ↗ |
| First Federal Bank Chipley Branch · Full Service - Brick And Mortar | 1012 Main St Chipley, FL 32428 Map ↗ |
| First Federal Bank Courier Service · Limited Service - Messenger | 206 Sw 10th St Ocala, FL 34471 Map ↗ |
| First Federal Bank Macclenny Branch · Full Service - Brick And Mortar | 784 S 6th St Macclenny, FL 32063 Map ↗ |
| First Federal Bank Hwy 40 Branch · Full Service - Brick And Mortar | 5860 W Highway 40 Ocala, FL 34482 Map ↗ |
| First Federal Bank Yulee Branch · Full Service - Brick And Mortar | 463845 State Road 200 Yulee, FL 32097 Map ↗ |
| First Federal Bank First Federal Bank Of Florida Branch · Full Service - Brick And Mortar | 415 N Richard Jackson Blvd Panama City, FL 32407 Map ↗ |
| First Federal Bank Graceville Branch · Full Service - Brick And Mortar | 962 8th Ave Graceville, FL 32440 Map ↗ |
| First Federal Bank Gainesville · Full Service - Brick And Mortar | 4200 Sw 34th St Gainesville, FL 32608 Map ↗ |
| First Federal Bank Oak Hammock Branch · Full Service - Brick And Mortar | 5100 Sw 25th Blvd Gainesville, FL 32608 Map ↗ |
| First Federal Bank On Top Of The World Branch · Full Service - Brick And Mortar | 8399 Sw 80th St Ocala, FL 34481 Map ↗ |
| First Federal Bank Wildlight Branch · Full Service - Brick And Mortar | 40 Floco Ave Yulee, FL 32097 Map ↗ |
| First Federal Bank First Federal Courier Service Branch · Limited Service - Messenger | 4705 W Us Highway 90 Lake City, FL 32055 Map ↗ |
| First Federal Bank Touchton Road Branch · Full Service - Brick And Mortar | 9700 Touchton Road Jacksonville, FL 32246 Map ↗ |
| First Federal Bank Starke Branch · Full Service - Brick And Mortar | 841 S Walnut St Starke, FL 32091 Map ↗ |
| First Federal Bank Fernandina Main Office Branch · Full Service - Brick And Mortar | 1891 S 14th St Fernandina Beach, FL 32034 Map ↗ |
| First Federal Bank Bonifay Branch · Full Service - Brick And Mortar | 300 N Waukesha St Bonifay, FL 32425 Map ↗ |
| First Federal Bank Messenger Service Branch · Limited Service - Messenger | 36 Sea Island Pkwy Beaufort, SC 29907 Map ↗ |
| First Federal Bank Sea Island Branch · Full Service - Brick And Mortar | 36 Sea Island Pkwy Beaufort, SC 29907 Map ↗ |
Holding company: FIRST FEDERAL BCORP MHC
The FDIC lists FIRST FEDERAL BCORP MHC, based in Lake City, FL, as the top holding company for First Federal Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Florida
Active FDIC-insured banks headquartered in Florida with total assets closest to First Federal Bank's $4.5B. See all banks in Florida.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Ocean Bank | Miami | $7.6B | 25 |
| Bradesco Bank | Coral Gables | $6.1B | 1 |
| Banesco USA | Miami | $6.0B | 6 |
| Emigrant Bank | Miami | $5.7B | 7 |
| Capital City Bank | Tallahassee | $4.4B | 67 |
| Banco do Brasil Americas | Miami | $3.5B | 4 |
| The Bank of Tampa | Tampa | $3.0B | 13 |
| U. S. Century Bank | Doral | $3.0B | 9 |
First Federal Bank: common questions
Is First Federal Bank FDIC-insured?
Yes. First Federal Bank is an active FDIC-insured institution, FDIC Certificate #31313. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is First Federal Bank headquartered?
First Federal Bank is headquartered at 4705 W Us Highway 90, Lake City, FL 32055, according to FDIC records.
How many branches does First Federal Bank have?
FDIC location data lists 29 offices for First Federal Bank in 2 states and territories. The most are in Florida (27), followed by South Carolina (2).
Who owns First Federal Bank?
The FDIC lists FIRST FEDERAL BCORP MHC of Lake City, FL as the top holding company for First Federal Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.