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First Federal Savings and Loan Association

✓ FDIC-insured · Active FDIC Certificate #31197

First Federal Savings and Loan Association is an FDIC-insured state-chartered savings bank, headquartered in Hazard, Kentucky, established in 1960. As of the 06/30/2026 FDIC call report, it reported $81M in total assets and $57M in deposits. FDIC location data lists 1 office in Kentucky. The FDIC classifies it as a community bank. It is owned by the holding company FIRST FEDERAL MHC (Hazard, KY).

Total assets

$81M

Total deposits

$57M

Offices

Return on assets

0.95%

Financial data as of the 06/30/2026 FDIC call report.

Where it operates

First Federal Savings and Loan Association's only FDIC-listed office is in Kentucky. Browse banks in Hazard for other local options.

Branch locations

First Federal Savings and Loan Association
First Federal Savings And Loan Association · Full Service - Brick And Mortar

479 Main St
Hazard, KY 41701
Map ↗

Holding company: FIRST FEDERAL MHC

The FDIC lists FIRST FEDERAL MHC, based in Hazard, KY, as the top holding company for First Federal Savings and Loan Association. It also owns one other FDIC-insured bank:

First Federal Savings Bank of Kentucky, Frankfort, KY ($283M in assets)

FDIC deposit insurance applies separately to each insured bank charter, even when they share a holding company. Confirm the charter before you spread deposits.

Similar-size banks in Kentucky

Active FDIC-insured banks headquartered in Kentucky with total assets closest to First Federal Savings and Loan Association's $81M. See all banks in Kentucky.

Bank	HQ city	Assets	Offices
Owingsville Banking Company	Owingsville	$104M	3
Bank of the Mountains, Inc.	West Liberty	$100M	3
Citizens Bank of Cumberland County, Inc.	Burkesville	$95M	1
The First National Bank of Brooksville	Brooksville	$74M	2
Security Bank and Trust Co.	Maysville	$72M	3
Clinton Bank	Clinton	$70M	1
Farmers State Bank	Booneville	$69M	2
Farmers & Traders Bank of Campton	Campton	$67M	1

First Federal Savings and Loan Association: common questions

Is First Federal Savings and Loan Association FDIC-insured?

Yes. First Federal Savings and Loan Association is an active FDIC-insured institution, FDIC Certificate #31197. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.

Where is First Federal Savings and Loan Association headquartered?

First Federal Savings and Loan Association is headquartered at 479 Main St, Hazard, KY 41701, according to FDIC records.

How many branches does First Federal Savings and Loan Association have?

FDIC location data lists 1 office for First Federal Savings and Loan Association, all in Kentucky.

Who owns First Federal Savings and Loan Association?

The FDIC lists FIRST FEDERAL MHC of Hazard, KY as the top holding company for First Federal Savings and Loan Association. The same holding company owns 1 other FDIC-insured bank.

Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.