Home › Alabama › First Metro Bank
First Metro Bank
✓ FDIC-insured · Active FDIC Certificate #27381
First Metro Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Muscle Shoals, Alabama, established in 1988. As of the 06/30/2026 FDIC call report, it reported $1.0B in total assets and $894M in deposits. FDIC location data lists 11 offices in Alabama. The FDIC classifies it as a community bank. It is owned by the holding company FIRST METRO BCORP (Muscle Shoals, AL).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 11 of First Metro Bank's FDIC-listed offices are in Alabama. Browse banks in Muscle Shoals for other local options.
Branch locations
| First Metro Bank Main Street Branch · Full Service - Brick And Mortar | 301 N Main St Tuscumbia, AL 35674 Map ↗ |
| First Metro Bank Russellville Branch · Full Service - Brick And Mortar | 15315 Highway 43 Russellville, AL 35653 Map ↗ |
| First Metro Bank Pine Street Branch · Full Service - Brick And Mortar | 325 S Pine St Florence, AL 35630 Map ↗ |
| First Metro Bank Florence Branch · Full Service - Brick And Mortar | 2708 Hough Rd Florence, AL 35630 Map ↗ |
| First Metro Bank Lexington Branch · Full Service - Brick And Mortar | 11277 Highway 101 Lexington, AL 35648 Map ↗ |
| First Metro Bank First Metro Bank · Full Service - Brick And Mortar | 406 Avalon Ave Muscle Shoals, AL 35661 Map ↗ |
| First Metro Bank Highway 43 Branch · Full Service - Brick And Mortar | 7400 Highway 43 Florence, AL 35634 Map ↗ |
| First Metro Bank Cloverdale Road Branch · Full Service - Brick And Mortar | 3121 Cloverdale Rd Florence, AL 35633 Map ↗ |
| First Metro Bank Athens Branch · Full Service - Brick And Mortar | 309 W Washington St Athens, AL 35611 Map ↗ |
| First Metro Bank Avalon Branch · Full Service - Brick And Mortar | 2402 Avalon Ave Muscle Shoals, AL 35661 Map ↗ |
| First Metro Bank Gateway Boulevard Branch · Full Service - Brick And Mortar | 22026 Gateway Boulevard Athens, AL 35613 Map ↗ |
Holding company: FIRST METRO BCORP
The FDIC lists FIRST METRO BCORP, based in Muscle Shoals, AL, as the top holding company for First Metro Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Alabama
Active FDIC-insured banks headquartered in Alabama with total assets closest to First Metro Bank's $1.0B. See all banks in Alabama.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Metro Bank | Pell City | $1.2B | 9 |
| First US Bank | Birmingham | $1.1B | 16 |
| AuburnBank | Auburn | $1.1B | 7 |
| CommerceOne Bank | Birmingham | $1.1B | 2 |
| West Alabama Bank & Trust | Reform | $929M | 16 |
| First Southern State Bank | Stevenson | $893M | 11 |
| Traditions Bank | Cullman | $891M | 6 |
| Central State Bank | Calera | $891M | 7 |
First Metro Bank: common questions
Is First Metro Bank FDIC-insured?
Yes. First Metro Bank is an active FDIC-insured institution, FDIC Certificate #27381. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is First Metro Bank headquartered?
First Metro Bank is headquartered at 406 Avalon Ave, Muscle Shoals, AL 35661, according to FDIC records.
How many branches does First Metro Bank have?
FDIC location data lists 11 offices for First Metro Bank, all in Alabama.
Who owns First Metro Bank?
The FDIC lists FIRST METRO BCORP of Muscle Shoals, AL as the top holding company for First Metro Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.