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First National Bank of America

✓ FDIC-insured · Active FDIC Certificate #17438

First National Bank of America is an FDIC-insured national bank chartered by the Office of the Comptroller of the Currency (OCC), headquartered in East Lansing, Michigan, established in 1955. As of the 06/30/2026 FDIC call report, it reported $6.8B in total assets and $3.9B in deposits. FDIC location data lists 3 offices in Michigan. It is owned by the holding company FIRST NATIONAL BANCSHARES INC (East Lansing, MI).

Total assets
$6.8B
Total deposits
$3.9B
Offices
3
Return on assets
2.79%

Financial data as of the 06/30/2026 FDIC call report.

Where it operates

All 3 of First National Bank of America's FDIC-listed offices are in Michigan. Browse banks in East Lansing for other local options.

Branch locations

First National Bank of America
First National Bank Of America · Full Service - Brick And Mortar
241 E Saginaw St
East Lansing, MI 48823
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First National Bank of America
Traverse City Branch · Full Service - Brick And Mortar
315 N Division St
Traverse City, MI 49684
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First National Bank of America
Grandville Branch · Full Service - Brick And Mortar
4660 Kalamazoo Ave Se
Grand Rapids, MI 49508
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Holding company: FIRST NATIONAL BANCSHARES INC

The FDIC lists FIRST NATIONAL BANCSHARES INC, based in East Lansing, MI, as the top holding company for First National Bank of America. The FDIC shows no other active insured banks under the same holding company.

Similar-size banks in Michigan

Active FDIC-insured banks headquartered in Michigan with total assets closest to First National Bank of America's $6.8B. See all banks in Michigan.

BankHQ cityAssetsOffices
Northpointe BankGrand Rapids$7.5B1
Mercantile BankGrand Rapids$6.2B41
Independent BankGrand Rapids$5.7B59
ChoiceOne BankSparta$4.5B50
Macatawa Bank, National AssociationHolland$3.7B27
Bank of Ann ArborAnn Arbor$3.5B18

First National Bank of America: common questions

Is First National Bank of America FDIC-insured?

Yes. First National Bank of America is an active FDIC-insured institution, FDIC Certificate #17438. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.

Where is First National Bank of America headquartered?

First National Bank of America is headquartered at 241 E Saginaw St, East Lansing, MI 48823, according to FDIC records.

How many branches does First National Bank of America have?

FDIC location data lists 3 offices for First National Bank of America, all in Michigan.

Who owns First National Bank of America?

The FDIC lists FIRST NATIONAL BANCSHARES INC of East Lansing, MI as the top holding company for First National Bank of America.

Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.