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First Southern Bank
✓ FDIC-insured · Active FDIC Certificate #31158
First Southern Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Columbia, Mississippi, established in 1960. As of the 06/30/2026 FDIC call report, it reported $317M in total assets and $271M in deposits. FDIC location data lists 6 offices in Mississippi. The FDIC classifies it as a community bank. It is owned by the holding company FIRST FEDERAL BCORP (Columbia, MS).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 6 of First Southern Bank's FDIC-listed offices are in Mississippi. Browse banks in Columbia for other local options.
Branch locations
| First Southern Bank First Southern Bank · Full Service - Brick And Mortar | 1075 Highway 98 Byp Columbia, MS 39429 Map ↗ |
| First Southern Bank Richton Branch · Full Service - Brick And Mortar | 502 N Front St Richton, MS 39476 Map ↗ |
| First Southern Bank Picayune Branch · Full Service - Brick And Mortar | 1321 Highway 43 N Picayune, MS 39466 Map ↗ |
| First Southern Bank Second Street Branch · Full Service - Brick And Mortar | 340 Second St Columbia, MS 39429 Map ↗ |
| First Southern Bank Petal Branch · Full Service - Brick And Mortar | 1048 Highway 42 Petal, MS 39465 Map ↗ |
| First Southern Bank Oak Grove Branch · Full Service - Brick And Mortar | 3000 Highway 589 Hattiesburg, MS 39402 Map ↗ |
Holding company: FIRST FEDERAL BCORP
The FDIC lists FIRST FEDERAL BCORP, based in Columbia, MS, as the top holding company for First Southern Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Mississippi
Active FDIC-insured banks headquartered in Mississippi with total assets closest to First Southern Bank's $317M. See all banks in Mississippi.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Great Southern Bank | Meridian | $355M | 10 |
| Bank of Kilmichael | Kilmichael | $342M | 6 |
| The Cleveland State Bank | Cleveland | $340M | 4 |
| Copiah Bank | Hazlehurst | $332M | 9 |
| Bank of Yazoo City | Yazoo City | $318M | 5 |
| Bank of Franklin | Meadville | $302M | 5 |
| The Bank of Forest | Forest | $296M | 3 |
| The Commercial Bank | De Kalb | $295M | 5 |
First Southern Bank: common questions
Is First Southern Bank FDIC-insured?
Yes. First Southern Bank is an active FDIC-insured institution, FDIC Certificate #31158. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is First Southern Bank headquartered?
First Southern Bank is headquartered at 1075 Highway 98 Byp, Columbia, MS 39429, according to FDIC records.
How many branches does First Southern Bank have?
FDIC location data lists 6 offices for First Southern Bank, all in Mississippi.
Who owns First Southern Bank?
The FDIC lists FIRST FEDERAL BCORP of Columbia, MS as the top holding company for First Southern Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.