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First State Bank
✓ FDIC-insured · Active FDIC Certificate #15511
First State Bank is an FDIC-insured state-chartered bank that is a member of the Federal Reserve System, headquartered in Gainesville, Texas, established in 1905. As of the 06/30/2026 FDIC call report, it reported $1.9B in total assets and $1.7B in deposits. FDIC location data lists 14 offices in Texas. The FDIC classifies it as a community bank. It is owned by the holding company RED RIVER BCORP INC (Gainesville, TX).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 14 of First State Bank's FDIC-listed offices are in Texas. Browse banks in Gainesville for other local options.
Branch locations
| First State Bank North Texas Branch · Full Service - Brick And Mortar | 808 E Highway 82 Gainesville, TX 76240 Map ↗ |
| First State Bank Muenster Branch · Full Service - Brick And Mortar | 519 E Division St Muenster, TX 76252 Map ↗ |
| First State Bank Lake Kiowa Branch · Full Service - Brick And Mortar | 6586 Fm 902 Gainesville, TX 76240 Map ↗ |
| First State Bank Denton Branch · Full Service - Brick And Mortar | 400 W Oak St Denton, TX 76201 Map ↗ |
| First State Bank North Texas Bank Branch · Full Service - Brick And Mortar | 661 W Thompson St Decatur, TX 76234 Map ↗ |
| First State Bank Saint Jo Branch · Full Service - Brick And Mortar | 108 E. Howell Street Saint Jo, TX 76265 Map ↗ |
| First State Bank Roanoke Branch · Full Service - Brick And Mortar | 211 S Oak St Roanoke, TX 76262 Map ↗ |
| First State Bank Rayzor Ranch Branch · Full Service - Brick And Mortar | 2430 W University Dr Denton, TX 76201 Map ↗ |
| First State Bank Whitesboro Branch · Full Service - Brick And Mortar | 542 Highway 377 N Whitesboro, TX 76273 Map ↗ |
| First State Bank Sherman Branch · Full Service - Brick And Mortar | 2315 North Highway 75 Sherman, TX 75090 Map ↗ |
| First State Bank Celina Branch · Full Service - Brick And Mortar | 433 S Preston Rd Celina, TX 75009 Map ↗ |
| First State Bank Waco Branch · Full Service - Brick And Mortar | 719 North New Road Waco, TX 76710 Map ↗ |
| First State Bank Denison Branch · Full Service - Brick And Mortar | 3427 W Fm 120 Denison, TX 75020 Map ↗ |
| First State Bank First State Bank · Full Service - Brick And Mortar | 801 E California St Gainesville, TX 76240 Map ↗ |
Holding company: RED RIVER BCORP INC
The FDIC lists RED RIVER BCORP INC, based in Gainesville, TX, as the top holding company for First State Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Texas
Active FDIC-insured banks headquartered in Texas with total assets closest to First State Bank's $1.9B. See all banks in Texas.
First State Bank: common questions
Is First State Bank FDIC-insured?
Yes. First State Bank is an active FDIC-insured institution, FDIC Certificate #15511. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is First State Bank headquartered?
First State Bank is headquartered at 801 E California St, Gainesville, TX 76240, according to FDIC records.
How many branches does First State Bank have?
FDIC location data lists 14 offices for First State Bank, all in Texas.
Who owns First State Bank?
The FDIC lists RED RIVER BCORP INC of Gainesville, TX as the top holding company for First State Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.