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First State Bank
✓ FDIC-insured · Active FDIC Certificate #21752
First State Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Watonga, Oklahoma, established in 1974. As of the 06/30/2026 FDIC call report, it reported $90M in total assets and $79M in deposits. FDIC location data lists 1 office in Oklahoma. The FDIC classifies it as a community bank. It is owned by the holding company FIRST ST BCORP OF WATONGA INC (Watonga, OK).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
First State Bank's only FDIC-listed office is in Oklahoma. Browse banks in Watonga for other local options.
Branch locations
| First State Bank First State Bank · Full Service - Brick And Mortar | 321 W Main St Watonga, OK 73772 Map ↗ |
Holding company: FIRST ST BCORP OF WATONGA INC
The FDIC lists FIRST ST BCORP OF WATONGA INC, based in Watonga, OK, as the top holding company for First State Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Oklahoma
Active FDIC-insured banks headquartered in Oklahoma with total assets closest to First State Bank's $90M. See all banks in Oklahoma.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| The State Bank of Wynnewood | Wynnewood | $111M | 1 |
| American Exchange Bank | Henryetta | $104M | 3 |
| First State Bank | Valliant | $100M | 4 |
| American Exchange Bank, Lindsay, Oklahoma | Lindsay | $97M | 2 |
| The First National Bank of Hooker | Hooker | $91M | 1 |
| Community State Bank | Hennessey | $90M | 3 |
| The State Exchange Bank | Lamont | $90M | 1 |
| Bank of Eufaula | Eufaula | $87M | 2 |
First State Bank: common questions
Is First State Bank FDIC-insured?
Yes. First State Bank is an active FDIC-insured institution, FDIC Certificate #21752. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is First State Bank headquartered?
First State Bank is headquartered at 321 W Main St, Watonga, OK 73772, according to FDIC records.
How many branches does First State Bank have?
FDIC location data lists 1 office for First State Bank, all in Oklahoma.
Who owns First State Bank?
The FDIC lists FIRST ST BCORP OF WATONGA INC of Watonga, OK as the top holding company for First State Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.