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First State Bank of Michigan
✓ FDIC-insured · Active FDIC Certificate #12893
First State Bank of Michigan is an FDIC-insured state-chartered bank that is a member of the Federal Reserve System, headquartered in Decatur, Michigan, established in 1870. As of the 06/30/2026 FDIC call report, it reported $88M in total assets and $72M in deposits. FDIC location data lists 2 offices in Michigan. The FDIC classifies it as a community bank. It is owned by the holding company GTSB FINANCIAL INC (Decatur, MI).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 2 of First State Bank of Michigan's FDIC-listed offices are in Michigan. Browse banks in Decatur for other local options.
Branch locations
| First State Bank of Michigan Traverse City Branch · Full Service - Brick And Mortar | 232 E State St Traverse City, MI 49684 Map ↗ |
| First State Bank of Michigan First State Bank Of Michigan · Full Service - Brick And Mortar | 124 S Phelps St Decatur, MI 49045 Map ↗ |
Holding company: GTSB FINANCIAL INC
The FDIC lists GTSB FINANCIAL INC, based in Decatur, MI, as the top holding company for First State Bank of Michigan. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Michigan
Active FDIC-insured banks headquartered in Michigan with total assets closest to First State Bank of Michigan's $88M. See all banks in Michigan.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Kalamazoo County State Bank | Schoolcraft | $118M | 3 |
| Blissfield State Bank | Blissfield | $115M | 1 |
| Community Unity Bank | Birmingham | $107M | 1 |
| Huron State Bank | Rogers City | $95M | 1 |
| Mayville State Bank | Mayville | $95M | 2 |
| Homestead Savings Bank | Albion | $72M | 3 |
| JPMorgan Chase Bank, Dearborn | Dearborn | $71M | 1 |
| The Port Austin State Bank | Port Austin | $68M | 1 |
First State Bank of Michigan: common questions
Is First State Bank of Michigan FDIC-insured?
Yes. First State Bank of Michigan is an active FDIC-insured institution, FDIC Certificate #12893. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is First State Bank of Michigan headquartered?
First State Bank of Michigan is headquartered at 124 S Phelps St, Decatur, MI 49045, according to FDIC records.
How many branches does First State Bank of Michigan have?
FDIC location data lists 2 offices for First State Bank of Michigan, all in Michigan.
Who owns First State Bank of Michigan?
The FDIC lists GTSB FINANCIAL INC of Decatur, MI as the top holding company for First State Bank of Michigan.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.