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First State Bank of St. Charles, Missouri
✓ FDIC-insured · Active FDIC Certificate #12219
First State Bank of St. Charles, Missouri is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in St. Charles, Missouri, established in 1867. As of the 06/30/2026 FDIC call report, it reported $535M in total assets and $401M in deposits. FDIC location data lists 9 offices across 2 states and territories, with the most in Missouri (7). The FDIC classifies it as a community bank. It is owned by the holding company FIRST STATE BANCSHARES INC (Saint Charles, MO).
Financial data as of the 06/30/2026 FDIC call report.
Branches by state
First State Bank of St. Charles, Missouri has offices in 2 states and territories. Counts come from the FDIC's institution location records.
| State | Offices | Share |
|---|---|---|
| Missouri | 7 | 77.8% |
| Kansas | 2 | 22.2% |
Branch locations
| First State Bank of St. Charles, Missouri First State Bank Mortgage -Overland Park, Ks · Limited Service - Loan Production | 6800 College Blvd Leawood, KS 66211 Map ↗ |
| First State Bank of St. Charles, Missouri Overland Park Facility Branch · Full Service - Brick And Mortar | 6800 College Blvd Leawood, KS 66211 Map ↗ |
| First State Bank of St. Charles, Missouri Hwy 94 Facility · Full Service - Brick And Mortar | 1501 S Old Highway 94 Saint Charles, MO 63303 Map ↗ |
| First State Bank of St. Charles, Missouri O'Fallon Facility · Full Service - Brick And Mortar | 300 Woodlawn Ave O'Fallon, MO 63366 Map ↗ |
| First State Bank of St. Charles, Missouri Lake St. Louis Facility · Full Service - Brick And Mortar | 3461 Technology Dr Lake Saint Louis, MO 63367 Map ↗ |
| First State Bank of St. Charles, Missouri First State Bank Of St. Charles Loan Administration Center · Limited Service - Loan Production | 2850 W Clay St Saint Charles, MO 63301 Map ↗ |
| First State Bank of St. Charles, Missouri Chesterfield Facility · Full Service - Brick And Mortar | 17050 Baxter Rd Chesterfield, MO 63005 Map ↗ |
| First State Bank of St. Charles, Missouri Mortgage Branch Lees Summit · Limited Service - Loan Production | 1639 Ne Douglas St Lees Summit, MO 64086 Map ↗ |
| First State Bank of St. Charles, Missouri First State Bank Of St. Charles, Missouri · Full Service - Brick And Mortar | 206 N 5th St St. Charles, MO 63301 Map ↗ |
Holding company: FIRST STATE BANCSHARES INC
The FDIC lists FIRST STATE BANCSHARES INC, based in Saint Charles, MO, as the top holding company for First State Bank of St. Charles, Missouri. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Missouri
Active FDIC-insured banks headquartered in Missouri with total assets closest to First State Bank of St. Charles, Missouri's $535M. See all banks in Missouri.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Verimore Bank | Brookfield | $639M | 7 |
| Legends Bank | Linn | $636M | 12 |
| Phelps County Bank | Rolla | $622M | 6 |
| The Maries County Bank | Vienna | $600M | 12 |
| Regional Missouri Bank | Marceline | $597M | 11 |
| United Bank of Union | Union | $578M | 3 |
| Table Rock Community Bank | Kimberling City | $569M | 7 |
| Farmers Bank of Northern Missouri | Unionville | $567M | 10 |
First State Bank of St. Charles, Missouri: common questions
Is First State Bank of St. Charles, Missouri FDIC-insured?
Yes. First State Bank of St. Charles, Missouri is an active FDIC-insured institution, FDIC Certificate #12219. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is First State Bank of St. Charles, Missouri headquartered?
First State Bank of St. Charles, Missouri is headquartered at 206 N 5th St, St. Charles, MO 63301, according to FDIC records.
How many branches does First State Bank of St. Charles, Missouri have?
FDIC location data lists 9 offices for First State Bank of St. Charles, Missouri in 2 states and territories. The most are in Missouri (7), followed by Kansas (2).
Who owns First State Bank of St. Charles, Missouri?
The FDIC lists FIRST STATE BANCSHARES INC of Saint Charles, MO as the top holding company for First State Bank of St. Charles, Missouri.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.