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Granite Bank
✓ FDIC-insured · Active FDIC Certificate #5116
Granite Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Cold Spring, Minnesota, established in 1902. As of the 06/30/2026 FDIC call report, it reported $353M in total assets and $289M in deposits. FDIC location data lists 2 offices in Minnesota. The FDIC classifies it as a community bank. It is owned by the holding company FIRST BANCSHARES COLD SPRING (Cold Spring, MN).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 2 of Granite Bank's FDIC-listed offices are in Minnesota. Browse banks in Cold Spring for other local options.
Branch locations
| Granite Bank Granite Bank · Full Service - Brick And Mortar | 202 2nd Ave S Cold Spring, MN 56320 Map ↗ |
| Granite Bank Champlin Branch · Full Service - Brick And Mortar | 11660 Theatre Dr N Champlin, MN 55316 Map ↗ |
Holding company: FIRST BANCSHARES COLD SPRING
The FDIC lists FIRST BANCSHARES COLD SPRING, based in Cold Spring, MN, as the top holding company for Granite Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Minnesota
Active FDIC-insured banks headquartered in Minnesota with total assets closest to Granite Bank's $353M. See all banks in Minnesota.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Star Bank | Maple Lake | $446M | 11 |
| First National Bank Minnesota | Saint Peter | $438M | 4 |
| Foresight Bank | Plainview | $434M | 3 |
| Peoples State Bank of Plainview | Plainview | $429M | 6 |
| My Kind of Bank, National Association | Ottertail | $423M | 5 |
| Sentry Bank | Saint Joseph | $415M | 4 |
| Village Bank | Saint Francis | $412M | 4 |
| First State Bank Southwest | Pipestone | $410M | 6 |
Granite Bank: common questions
Is Granite Bank FDIC-insured?
Yes. Granite Bank is an active FDIC-insured institution, FDIC Certificate #5116. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Granite Bank headquartered?
Granite Bank is headquartered at 202 2nd Ave S, Cold Spring, MN 56320, according to FDIC records.
How many branches does Granite Bank have?
FDIC location data lists 2 offices for Granite Bank, all in Minnesota.
Who owns Granite Bank?
The FDIC lists FIRST BANCSHARES COLD SPRING of Cold Spring, MN as the top holding company for Granite Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.