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Heartland State Bank
✓ FDIC-insured · Active FDIC Certificate #3919
Heartland State Bank is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Edgeley, North Dakota, established in 1921. As of the 06/30/2026 FDIC call report, it reported $76M in total assets and $68M in deposits. FDIC location data lists 2 offices in North Dakota. The FDIC classifies it as a community bank. It is owned by the holding company JBS INC (Kulm, ND).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 2 of Heartland State Bank's FDIC-listed offices are in North Dakota. Browse banks in Edgeley for other local options.
Branch locations
| Heartland State Bank Heartland State Bank - Kulm · Full Service - Brick And Mortar | 13 Main Ave N Kulm, ND 58456 Map ↗ |
| Heartland State Bank Heartland State Bank · Full Service - Brick And Mortar | 401 Main St Edgeley, ND 58433 Map ↗ |
Holding company: JBS INC
The FDIC lists JBS INC, based in Kulm, ND, as the top holding company for Heartland State Bank. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in North Dakota
Active FDIC-insured banks headquartered in North Dakota with total assets closest to Heartland State Bank's $76M. See all banks in North Dakota.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| First State Bank of Harvey | Harvey | $95M | 2 |
| The Citizens State Bank at Mohall | Mohall | $80M | 3 |
| Bank of Hazelton | Hazelton | $76M | 1 |
| First Security Bank - West | Beulah | $75M | 2 |
| Citizens State Bank of Lankin | Lankin | $72M | 4 |
| Peoples State Bank | Westhope | $70M | 2 |
| State Bank of Lakota | Lakota | $64M | 1 |
| Aspire Bank | Fargo | $61M | 2 |
Heartland State Bank: common questions
Is Heartland State Bank FDIC-insured?
Yes. Heartland State Bank is an active FDIC-insured institution, FDIC Certificate #3919. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Heartland State Bank headquartered?
Heartland State Bank is headquartered at 401 Main St, Edgeley, ND 58433, according to FDIC records.
How many branches does Heartland State Bank have?
FDIC location data lists 2 offices for Heartland State Bank, all in North Dakota.
Who owns Heartland State Bank?
The FDIC lists JBS INC of Kulm, ND as the top holding company for Heartland State Bank.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.