Home › Minnesota › Heritage Bank National Association
Heritage Bank National Association
✓ FDIC-insured · Active FDIC Certificate #19254
Heritage Bank National Association is an FDIC-insured national bank chartered by the Office of the Comptroller of the Currency (OCC), headquartered in Spicer, Minnesota, established in 1964. As of the 06/30/2026 FDIC call report, it reported $361M in total assets and $286M in deposits. FDIC location data lists 4 offices in Minnesota. The FDIC classifies it as a community bank. It is owned by the holding company HERITAGE BANCSHARES GROUP EMPLOYEE STK OWNERSHIP PLAN & TR (Spicer, MN).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 4 of Heritage Bank National Association's FDIC-listed offices are in Minnesota. Browse banks in Spicer for other local options.
Branch locations
| Heritage Bank National Association Raymond Branch · Full Service - Brick And Mortar | 202 Cofield St N Raymond, MN 56282 Map ↗ |
| Heritage Bank National Association Heritage Bank National Association · Full Service - Brick And Mortar | 110 W South St Spicer, MN 56288 Map ↗ |
| Heritage Bank National Association Willmar Branch · Full Service - Brick And Mortar | 310 1st St Sw Willmar, MN 56201 Map ↗ |
| Heritage Bank National Association Pennock Branch · Full Service - Brick And Mortar | 242 N 1st St Pennock, MN 56279 Map ↗ |
Holding company: HERITAGE BANCSHARES GROUP EMPLOYEE STK OWNERSHIP PLAN & TR
The FDIC lists HERITAGE BANCSHARES GROUP EMPLOYEE STK OWNERSHIP PLAN & TR, based in Spicer, MN, as the top holding company for Heritage Bank National Association. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Minnesota
Active FDIC-insured banks headquartered in Minnesota with total assets closest to Heritage Bank National Association's $361M. See all banks in Minnesota.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Sterling State Bank | Austin | $462M | 6 |
| Kensington Bank | Kensington | $447M | 7 |
| Star Bank | Maple Lake | $446M | 11 |
| First National Bank Minnesota | Saint Peter | $438M | 4 |
| Foresight Bank | Plainview | $434M | 3 |
| Peoples State Bank of Plainview | Plainview | $429M | 6 |
| My Kind of Bank, National Association | Ottertail | $423M | 5 |
| Sentry Bank | Saint Joseph | $415M | 4 |
Heritage Bank National Association: common questions
Is Heritage Bank National Association FDIC-insured?
Yes. Heritage Bank National Association is an active FDIC-insured institution, FDIC Certificate #19254. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Heritage Bank National Association headquartered?
Heritage Bank National Association is headquartered at 110 W South St, Spicer, MN 56288, according to FDIC records.
How many branches does Heritage Bank National Association have?
FDIC location data lists 4 offices for Heritage Bank National Association, all in Minnesota.
Who owns Heritage Bank National Association?
The FDIC lists HERITAGE BANCSHARES GROUP EMPLOYEE STK OWNERSHIP PLAN & TR of Spicer, MN as the top holding company for Heritage Bank National Association.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.