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Heritage Bank Minnesota

✓ FDIC-insured · Active FDIC Certificate #8865

Heritage Bank Minnesota is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in West Concord, Minnesota, established in 1930. As of the 06/30/2026 FDIC call report, it reported $121M in total assets and $110M in deposits. FDIC location data lists 3 offices in Minnesota. The FDIC classifies it as a community bank. It is owned by the holding company WEST CONCORD BANCSHARES INC (West Concord, MN).

Total assets
$121M
Total deposits
$110M
Offices
3
Return on assets
0.85%

Financial data as of the 06/30/2026 FDIC call report.

Where it operates

All 3 of Heritage Bank Minnesota's FDIC-listed offices are in Minnesota. Browse banks in West Concord for other local options.

Branch locations

Heritage Bank Minnesota
Dennison Branch · Full Service - Brick And Mortar
37470 1st Avenue Ct
Dennison, MN 55018
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Heritage Bank Minnesota
Heritage Bank Minnesota · Full Service - Brick And Mortar
181 Main St
West Concord, MN 55985
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Heritage Bank Minnesota
Northfield Branch · Full Service - Brick And Mortar
1520 Clinton Ln
Northfield, MN 55057
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Holding company: WEST CONCORD BANCSHARES INC

The FDIC lists WEST CONCORD BANCSHARES INC, based in West Concord, MN, as the top holding company for Heritage Bank Minnesota. The FDIC shows no other active insured banks under the same holding company.

Similar-size banks in Minnesota

Active FDIC-insured banks headquartered in Minnesota with total assets closest to Heritage Bank Minnesota's $121M. See all banks in Minnesota.

BankHQ cityAssetsOffices
First Security Bank - Sleepy EyeSleepy Eye$183M3
Battle Bank, National AssociationUpsala$181M1
Americana Community BankSleepy Eye$180M4
The First National Bank of Le CenterLonsdale$178M2
Woodland BankDeer River$177M4
Freeport State BankFreeport$165M3
Northwestern Bank, National AssociationDilworth$165M6
First Security BankByron$162M1

Heritage Bank Minnesota: common questions

Is Heritage Bank Minnesota FDIC-insured?

Yes. Heritage Bank Minnesota is an active FDIC-insured institution, FDIC Certificate #8865. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.

Where is Heritage Bank Minnesota headquartered?

Heritage Bank Minnesota is headquartered at 181 Main St, West Concord, MN 55985, according to FDIC records.

How many branches does Heritage Bank Minnesota have?

FDIC location data lists 3 offices for Heritage Bank Minnesota, all in Minnesota.

Who owns Heritage Bank Minnesota?

The FDIC lists WEST CONCORD BANCSHARES INC of West Concord, MN as the top holding company for Heritage Bank Minnesota.

Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.