Home › Missouri › Heritage Bank of the Ozarks
Heritage Bank of the Ozarks
✓ FDIC-insured · Active FDIC Certificate #57576
Heritage Bank of the Ozarks is an FDIC-insured state-chartered bank that is not a Federal Reserve member (supervised by the FDIC), headquartered in Lebanon, Missouri, established in 2003. As of the 06/30/2026 FDIC call report, it reported $424M in total assets and $377M in deposits. FDIC location data lists 3 offices in Missouri. The FDIC classifies it as a community bank. It is owned by the holding company CORNERSTONE BANCSHARES INC (Lebanon, MO).
Financial data as of the 06/30/2026 FDIC call report.
Where it operates
All 3 of Heritage Bank of the Ozarks's FDIC-listed offices are in Missouri. Browse banks in Lebanon for other local options.
Branch locations
| Heritage Bank of the Ozarks Heritage Bank Of The Ozarks · Full Service - Brick And Mortar | 1475 S Jefferson Ave Lebanon, MO 65536 Map ↗ |
| Heritage Bank of the Ozarks Plato Branch · Full Service - Brick And Mortar | 10603 Highway 32 Plato, MO 65552 Map ↗ |
| Heritage Bank of the Ozarks Camdenton Branch · Full Service - Brick And Mortar | 100 S Business Route 5 Camdenton, MO 65020 Map ↗ |
Holding company: CORNERSTONE BANCSHARES INC
The FDIC lists CORNERSTONE BANCSHARES INC, based in Lebanon, MO, as the top holding company for Heritage Bank of the Ozarks. The FDIC shows no other active insured banks under the same holding company.
Similar-size banks in Missouri
Active FDIC-insured banks headquartered in Missouri with total assets closest to Heritage Bank of the Ozarks's $424M. See all banks in Missouri.
| Bank | HQ city | Assets | Offices |
|---|---|---|---|
| Connections Bank | Platte City | $517M | 10 |
| The Callaway Bank | Fulton | $512M | 6 |
| The Bank of Advance | Advance | $510M | 7 |
| UNICO Bank | Mineral Point | $503M | 15 |
| People's Bank of Seneca | Seneca | $496M | 5 |
| F & C Bank | Holden | $481M | 3 |
| The Missouri Bank | Warrenton | $461M | 7 |
| Exchange Bank of Missouri | Fayette | $454M | 6 |
Heritage Bank of the Ozarks: common questions
Is Heritage Bank of the Ozarks FDIC-insured?
Yes. Heritage Bank of the Ozarks is an active FDIC-insured institution, FDIC Certificate #57576. Deposits are insured up to $250,000 per depositor, per ownership category. You can confirm this on FDIC BankFind.
Where is Heritage Bank of the Ozarks headquartered?
Heritage Bank of the Ozarks is headquartered at 1475 S Jefferson Ave, Lebanon, MO 65536, according to FDIC records.
How many branches does Heritage Bank of the Ozarks have?
FDIC location data lists 3 offices for Heritage Bank of the Ozarks, all in Missouri.
Who owns Heritage Bank of the Ozarks?
The FDIC lists CORNERSTONE BANCSHARES INC of Lebanon, MO as the top holding company for Heritage Bank of the Ozarks.
Source: FDIC BankFind Suite (institution, location, and call report data). BankNearMe.com does not rank or rate banks.